Yep. This ^ is it.
FNB certainly appear to be negligent. Somehow 3 successfully targeted break-ins all for one bank. While I understand to a limited extent that FNB thinks the loss is difficult to quantify, they were nonetheless entrusted to safe-keep the goods and failed. If it had been one successful looting, yeah, fine, coincidence and all that. But 3 and only from FNB