Just got a call from some "government" credit database company. According to them every time you apply for an account or finance you agree to the terms that you will be listed on their database. The lady said that my account was flagged due to the interest on one of my accounts, and she wanted to do a free credit report for me to check why it was flagged. I refused to give them any personal details and she just hung up the phone. I haven't applied for any account or finance in the last few years so I don't expect anything there. Has anybody else received such a call? It was from a typical 087 number I expect for spam calls.