TFSA, or? (Need advice)

Indeed a smart hack that they didn't think about, and for those people that are certain their investments will grow by that required %.

Yea. Can’t you also contribute more than 33k for your children without paying tax since it’s likely they won’t have an income and the penalty will be exempted from your primary rebate?

On this matter above is it not 45%. I think people use 40% because it was the highest tax bracket at that time. Now it’s 45%
 
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