I'm really surprised women get better insurance, as I definitely don't think they are better drivers. Just this morning alone I had one who actually sped up to almost bumping the car in front of her to prevent me from merging, another who looked down at her phone and just pulled into oncoming traffic without a second glance, luckily the oncoming car slowed down.
Another one who was driving at 20km/h on a perfectly clear road without anyone else around them, another one who almost rammed me as I slowed down to let someone merge. Yes there are more males on the road but they just didn't seem to be as aggressive or as selfish, I know there will probably be some backlash, but I've been noticing this a lot lately while driving. Don't get me started near schools oh my....