Transunion score - 910, Home Loan Declined.

[saffakanera]

Hi guys,

Pretty down in the dumps, worked hard to close all my outstanding accounts, I owe exactly R2222 and that is it.

Unfortunately, I got 8 Wonga accounts, and a bunch of other ex accounts, including 55 inquiries listed in my credit report.

How long after this should I wait before trying for home finance again? I phoned Kudough, and they were nice enough to tell me 3 years, sjoe, that's a long time paying other people's bond.

 

[R13...]

Usually most places will negotiate if you explain your situation. If you can afford the loan they may listen to reason regardless of your credit issues