Vehicle maintenance plan

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gandalf the grey

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Hi Forumites,

I am interested in buying a seven year old car that has no maintenance or service plan. The car has very low mileage, and I expect to keep it for a long time. I have had my current car from new for the last fifteen years and now 315,000km later, I am compelled to buy another car. I am interested in buying a full maintenance plan to cover the car for all maintenance expenses, excluding tires of course. The plan should cover scheduled services and all related wear and tear repairs as and when needed. Basically, when things go wrong with the car, the plan needs to cover these, without me having to jump through hoops for the insurer to honor these expenses.
Please let me know if there are such plans out there, and your experiences, if any with them. If possible please share contact details of the broker or advisor that you have dealt with in the past.
Thanks a lot.
 
gandalf the grey said:
Hi Forumites,

I am interested in buying a seven year old car that has no maintenance or service plan. The car has very low mileage, and I expect to keep it for a long time. I have had my current car from new for the last fifteen years and now 315,000km later, I am compelled to buy another car. I am interested in buying a full maintenance plan to cover the car for all maintenance expenses, excluding tires of course. The plan should cover scheduled services and all related wear and tear repairs as and when needed. Basically, when things go wrong with the car, the plan needs to cover these, without me having to jump through hoops for the insurer to honor these expenses.
Please let me know if there are such plans out there, and your experiences, if any with them. If possible please share contact details of the broker or advisor that you have dealt with in the past.
Thanks a lot.
Click to expand...
The only time you'll get what you asking for is when the cars service/maintenance plan from the manufacturer is still current this would have expired so good luck.
 
You can get mechanical insurance, like motor xtender
 
7 years old... going to struggle to get any decent plans for that. You could go to one of the "aftermarket" places, but they are all full of crap, I would not touch any service or maintanence plan that's not straight from the manufacturer

Rather buy a cheaper newer car with service plan, then you can still extend it. And depending on what car it is, service and maintenance plans could get very expensive.
Got a quote to extend a service plan for 2 years and add a 5 year maintenance plan for a 1 year old hilux..... R120 000 (Extending the service plan for 2 years was under R20 000, the maintenance plan for 5 years is the rest of the R120 000)
 
irBosOtter said:
7 years old... going to struggle to get any decent plans for that. You could go to one of the "aftermarket" places, but they are all full of crap, I would not touch any service or maintanence plan that's not straight from the manufacturer

Rather buy a cheaper newer car with service plan, then you can still extend it. And depending on what car it is, service and maintenance plans could get very expensive.
Got a quote to extend a service plan for 2 years and add a 5 year maintenance plan for a 1 year old hilux..... R120 000
Click to expand...

Thanks buddy. This is helpful. I saw a few maintenance plans from MFC and the AA. The terms and conditions are what they bend you over with. They seem to look for any excuse not to pay. Cars are so expensive and parts prices seem to be a huge value, especially for wear parts like bearings, clutches, etc….depending on the car of course.
 
gandalf the grey said:
Thanks buddy. This is helpful. I saw a few maintenance plans from MFC and the AA. The terms and conditions are what they bend you over with. They seem to look for any excuse not to pay. Cars are so expensive and parts prices seem to be a huge value, especially for wear parts like bearings, clutches, etc….depending on the car of course.
Click to expand...

Car pricing at the moment is insane; not sure what happened to the market. People asking R250k for a Mk1 Golf...

Do you need a new car? What's wrong with the current one?

I still have the car I bought from @Sinbad 8 years ago now, still mechanically sounds and still exactly how I bought it (No hardware changes) and I don't plan on selling it for a long while yet. 260k km on the clocks now too.
 
Priapus said:
Car pricing at the moment is insane; not sure what happened to the market. People asking R250k for a Mk1 Golf...

Do you need a new car? What's wrong with the current one?

I still have the car I bought from @Sinbad 8 years ago now, still mechanically sounds and still exactly how I bought it (No hardware changes) and I don't plan on selling it for a long while yet. 260k km on the clocks now too.
Click to expand...

My current car is 15 years old, 315,000km. The repair costs are expensive. I struggle to find parts and when things go wrong I have to troll the scrap yards to find parts. These are normal wear parts. Aircon doesn’t work and it has become a pain to drive. I have had this car from new and overall it has been great, but not feasible to keep it. In the past year repairs to the cooling system, brakes and 300,000km full service was R30k in total. It’s a Subaru Outback 2.5l manual if it makes a difference. I think I held on to it for 5 years longer than I should. If I could have afforded to replace it anytime during that period I would have. Even now it’s a bit of a stretch to replace it with something else.
 
gandalf the grey said:
My current car is 15 years old, 315,000km. The repair costs are expensive. I struggle to find parts and when things go wrong I have to troll the scrap yards to find parts. These are normal wear parts. Aircon doesn’t work and it has become a pain to drive. I have had this car from new and overall it has been great, but not feasible to keep it. In the past year repairs to the cooling system, brakes and 300,000km full service was R30k in total. It’s a Subaru Outback 2.5l manual if it makes a difference. I think I held on to it for 5 years longer than I should. If I could have afforded to replace it anytime during that period I would have. Even now it’s a bit of a stretch to replace it with something else.
Click to expand...

Fair enough; then a newer car it is.

Perhaps look for something that is newer than 7 years; that way a maintenance plan might be more feasible.
 
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