Website payment options

LicKWiD_IcE

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Hi,

I'm busy developing a website for a friend of mine where there a special members area for people who purchase a subscription. I need to incorporate some sort of payment mechanism. What is the easiest way to do this? Should I just suggest PayPal?

Majority of the users will not be from South Africa and will be paying in $. What is the standard and most popular payment mechanism?

I'm using ASP.NET / MVC / Bootstrap but he also has some other sites that have been done in wordpress (which I do not support) which will need to make use of the same technology.
 
I investigated that a while ago and seems paypal is good as well as stripe.
 
For international users PayPal should work.

I suppose you could look at PayFast or something similar as well though...
 
I found PayFast to be the best. I had problems with subscriptions on my website with PayPal. Some guys would pay, use the subscription and then file a chargeback request. PayPal always used to refund them and then charge me a penalty, even after I supplied proof that the user in question did make use of their subscription. I've since moved over to PayFast. A much better service in my opinion.

Another benefit with PayFast is that user's can make an EFT into their account which gets cleared instantly. I have a small percentage of users that are too scared to use a credit card online, so I'm also getting sales I lost out on with PayPal.

There's also SagePay which has some nice features like user's being able to pay at a supermarket, but it's more expensive.

Edit: PayFast also has a free plugin for WooCommerce which runs on WordPress.
 
This is a direct cost of sale. Thus is a decision that the business owners make rather than developers. They can make or break a business and I wouldn't adopt this decision risk on your shoulders as the developers. It's a C-level decision that forms part of the business requirement specification...
 
This is a direct cost of sale. Thus is a decision that the business owners make rather than developers. They can make or break a business and I wouldn't adopt this decision risk on your shoulders as the developers. It's a C-level decision that forms part of the business requirement specification...

Although that is good and well, most businesses going into the online space have no cooking clue about what they want, so the onus falls on the developer to suggest the "best" and in most cases, it's a thumb-suck. The best the OP can do is to list pro's / con's of each and let them decide which service to go for.

But as you pointed out, the business needs to decide how they want to handle online payments, as some need merchant ID's etc linked to their business accounts to be able to do so.
 
I found PayFast to be the best. I had problems with subscriptions on my website with PayPal. Some guys would pay, use the subscription and then file a chargeback request. PayPal always used to refund them and then charge me a penalty, even after I supplied proof that the user in question did make use of their subscription. I've since moved over to PayFast. A much better service in my opinion.

Another benefit with PayFast is that user's can make an EFT into their account which gets cleared instantly. I have a small percentage of users that are too scared to use a credit card online, so I'm also getting sales I lost out on with PayPal.

There's also SagePay which has some nice features like user's being able to pay at a supermarket, but it's more expensive.

Edit: PayFast also has a free plugin for WooCommerce which runs on WordPress.

PayFast doesn't support Delta or AMEX so it's not really a good option for USA based client.
 
After alot of investigation ... braintreepayments looks like the best... at the end of the day it isn't my decision, I can only make a recommendation.
 
After alot of investigation ... braintreepayments looks like the best... at the end of the day it isn't my decision, I can only make a recommendation.

It seems braintreepayments are not available in South Africa yet, according to their website?

I am also looking at options for a web store I am building.

Seems Payfast and Paygate are the 2 local options that only charges a fee per transaction. No monthly fees. Re there any other options anybody would recommend?
 
Pay out

Semi-related question.

Does anybody know what the fees are for paying suppliers via EFT?

And in the case that it is International suppliers?

Just trying to think that that cost needs to be catered for as well.
 
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