What are you cutting back on?

[MartinGB]

Data from the Association for Savings and Investment South Africa (ASISA) shows that South African households remain under pressure. What are you cutting back on to make it to the end of the month?

 

[Cactus]

Driving a little less

 

[bwana]

Driving a little less

Same. We consolidating as many different destinations as we can into single trips. We live outside of town so it has been a significant savings.

 

[Jet-Fighter7700]

everything and anything,
times are tough, need to do whatever I can to survive till next month.

 

[backstreetboy]

Take aways. My Philips airfryer is saving me loads.

 

[*SynergyX*]

uhh... everything that i can

 

[Neuk_]

We haven't bought any luxuries or wants for a while but will look at cutting back on things like entertainment subscriptions if need be. I am going back to the office next month so my fuel spend will rise but not much I can do about it.

 

[neoprema]

As if the travel industry wasn't already in the cr.***er.

 

[Pak Fa Fui]

There no none option

 

[Cactus]

There no none option

Look at mr money bags over here

 

[gregmcc]

Look at mr money bags over here

Need to make another option.

• I don't have money problems you peasants.

 

[Sarg3_ZN]

Look at mr money bags over here

Spot the tenderpreneur

 

[rvZA]

2020/2021

- Driving a lot less. Doing grocery shopping once or twice a week instead of once a day.
- Kids enrolled in online schooling. Saved double on school fees.
- Spending less on food. No more two pieces of chicken or chops for everyone.
- Cancelling all online subscriptions such as AppleTV, Netflix, Amazon, etc. Downloading all movies and series online.
- Cancelled life insurance policies and also RA's.
- No more cinemas or weekend outings or holidays.
- No more restaurants or take-aways.

2022

- Stopped repayments on all bank loans, overdraft and credit card debt.
- Stopped all repayments on cellphone contracts. Replaced devices and now on prepaid.
- Stopped repayments on clothing credit accounts.
- Replaced all outside lights with solar lights.
- Cancelled medical aid. Now only on Netcare trauma insurance.
- Disabled all lights in all rooms in the house, with exception of the kitchen, bathroom and living room. Only use bed lamps with energy efficient bulbs.
- Disabled the oven. Only using the stove top.
- Installed two solar geysers.
- Cancelled ADT private security

Not sure what 2023 will hold in store. Will just sit back and see.

 

[EL'Diablo]

breathing

 

[NarrowBandFtw]

who the F cuts back on alcohol when money gets tight? that's how you cope with it all!

 

[Tabac]

2020/2021

- Driving a lot less. Doing grocery shopping once or twice a week instead of once a day.
- Kids enrolled in online schooling. Saved double on school fees.
- Spending less on food. No more two pieces of chicken or chops for everyone.
- Cancelling all online subscriptions such as AppleTV, Netflix, Amazon, etc. Downloading all movies and series online.
- Cancelled life insurance policies and also RA's.
- No more cinemas or weekend outings or holidays.
- No more restaurants or take-aways.

2022

- Stopped repayments on all bank loans, overdraft and credit card debt.
- Stopped all repayments on cellphone contracts. Replaced devices and now on prepaid.
- Stopped repayments on clothing credit accounts.
- Replaced all outside lights with solar lights.
- Cancelled medical aid. Now only on Netcare trauma insurance.
- Disabled all lights in all rooms in the house, with exception of the kitchen, bathroom and living room. Only use bed lamps with energy efficient bulbs.
- Disabled the oven. Only using the stove top.
- Installed two solar geysers.
- Cancelled ADT private security

Not sure what 2023 will hold in store. Will just sit back and see.

Goeie fok. Do you wipe with a cloth and then wash it ?

 

[gregmcc]

Goeie fok. Do you wipe with a cloth and then wash it ?

Planned for 2023

 

[Sworaxe]

Nothing.

 

[rvZA]

Goeie fok. Do you wipe with a cloth and then wash it ?

One of the advantages of working for yourself. If the public suffers, so does your income and your lifestyle.

Nonetheless, there still are some essentials we have not cut back on, but will probably be forced to if things continue.

 

[Drifter]

I Only battle the last 28 days of the month, rest of the time I'm fine.