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Agree with Dolby, but you will get variations from make to make. If you buy a Subaru, you will not pay a cent for ANYTHING in the first 75000/3years, and that includes brake pads, clutch, wipers and so on. Your only cost is tyres and fuel.
It seems as it sounds at the moment that if I was to get a car on maintenance plan + warranty there should be nothing to worry about?