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What you could so is write your own program that can import your bank statements that you download from internet banking and then from there be able to allocate accounts/expenses or whatever you want to do with that info. I've done Standard Bank and ABSA before but lost the code in the big format of 2006. Might still have it as a backup somewhere if I really looked at it, but the format of the export probably changed since then
You need to check if someone has the money to pay you for something (like a shopping cart on a website) - possible register as a merchant OR use something like paypal.