That is B@##S***, and a scandal as Pc zone should swop out that card , products normally have a manufacturers warranty , like intel products carry a 3 year warranty, seagate carry 3 year warranty, so u actaully saying even though thay have a longer warranty PC zone only gives a one year-
I would take that card back 2 PC zone and insist that they swop it out for you or report them to a consumer council and post them on hellopeter and setup a petition to boycot them.
show them this post I am sure thay would give you two cards instead of one.

as they seem to have some gr8 fans on this forum.
next time rather get sum1 to purchased directly from a distrubutor, like axiz , rectron etc..