Tips to Boost your eBucks

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StrontiumDog said:
Known to me. Evidently not known to the eBucks team. At least ten emails back and forth with them acting thick as bricks with the last suggestion from them last month to try the following (which I have not had time to look at or try):
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Well I just cleared my google chrome settings, still no luck, I guess they're not willing to fix this... or maybe they plan to drop it all together.
 
Does anyone know if you can pay your Edgars account online?
Looking for every last place...
 
Thanks

The 20% cap. Is that of total spend on card or how does the cap work?

IS the premier rules different, how will this enable me to get more ebucks?

Going to start using zapper/snapscan more often now, to see if this helps
 
Inevitability said:
Wait... Checkers and Fuel caps are the same on all products, right?
It's 20% for everyone
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Yes but higher percentages on the swipes ,online etc.

On gold after you reached the online spend limit you earn nothing ,on premier you still earn ebucks after you reach the limit.
 
Gold earn limits:
- swipes @ R15 000
- online @ R3 000
- checkers @ limited to 20% of your total monthly qualifying spend or a total rand spend of R7 000 per month at checkers, whichever occurs first
- fuel @ 20% as above, uber only local rides, or a total rand spend of R3 000 per month

Premier earn limits:
- swipes @ R20 000 - after that a flat rate of 0.6%.
- online @ R5 000 - after that a flat rate of 0.6%.
- checkers @ limited to 20% of your total monthly qualifying spend or a total rand spend of R10 000 per month at checkers, whichever occurs first
- fuel @ 20% as above, uber only local rides, or a total rand spend of R4 500 per month
 
Premier Fee Saver vs Bundled pricing option

Updating gjm's post below, because interest rates have risen, you will see that Fee Saver is quite a bit more costly than the bundled R199 option. Also the opportunity cost of 15k is entirely dependent on what one might do with the money instead. The below assumes sticking it in your bond at prime lending rate.
gjm said:
I am also on the old fee saver pricing option where I will need a minimum balance of R15000 in my Platinum Cheque Account from 1 July to qualify for a rebate of my fees.

FEE SAVER:
This means the monthly fees and opportunity cost of the R15k* minimum balance is as follows:
- Credit Card Monthly Account Fee: R58.00
- Credit Facility Service Fee: R11.00
- Additional Card Fee: R14.50
- Credit Card Monthly Rewards Fee: R16.50
- Opportunity cost of R15k min balance: R131 (@10.5% p.a.)
- Total monthly cost associated with Fee Saver: R231

BUNDLED:
This should be compared to the R199 bundled pricing option which includes cheque and credit card fees and all the fees listed above.

In terms of eBucks rewards the bundled pricing option will earn me 1000 eBucks points, but I will lose 1000 points since I will no longer hold a minimum monthly balance of R15k in my account.

If I didn't miss anything it seems there is not really an advantage to stay on the old fee saver pricing option.
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*15k assumes you were on Fee Saver prior to 1 July 2015. After that date the requirement is 50k which needless to say is a really bad idea.
 
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StrontiumDog said:
Updating gjm's post below, because interest rates have risen, you will see that Fee Saver is quite a bit more costly than the bundled R199 option. Also the opportunity cost of 15k is entirely dependent on what one might do with the money instead. The below assumes sticking it in your bond at prime lending rate.
Click to expand...
What happens if u on the bundled option and keep R50k in the account? Will the bank fees (R199) be waived?
 
Gtx Gaming said:
Yes but higher percentages on the swipes ,online etc.
On gold after you reached the online spend limit you earn nothing ,on premier you still earn ebucks after you reach the limit.
Click to expand...
Tinuva said:
Gold earn limits:
- swipes @ R15 000
- online @ R3 000
- checkers @ limited to 20% of your total monthly qualifying spend or a total rand spend of R7 000 per month at checkers, whichever occurs first
- fuel @ 20% as above, uber only local rides, or a total rand spend of R3 000 per month
Premier earn limits:
- swipes @ R20 000 - after that a flat rate of 0.6%.
- online @ R5 000 - after that a flat rate of 0.6%.
- checkers @ limited to 20% of your total monthly qualifying spend or a total rand spend of R10 000 per month at checkers, whichever occurs first
- fuel @ 20% as above, uber only local rides, or a total rand spend of R4 500 per month
Click to expand...
Aha! Ok, so I must have not paid attention any to those cos they are so far from applying to me :D
@crawler: So you'll also need to check the eBucks calculator to see if you're hitting the overall caps as mentioned above.
 
momo235 said:
What happens if u on the bundled option and keep R50k in the account? Will the bank fees (R199) be waived?
Click to expand...

Yes, the bank fees are waived. That is only an effective return of about 4.7% p.a. though (R199/R50000*100*12).
 
*n00b question alert* Are eBucks calculated on the RL of the month the funds are spent on, or the reward level achieved in the previous month. For example, say I was on reward level 3 and reached level 4 in April. Is eBucks on April spend calculated on RL3 or RL4?
 
reward level you got to on the 8th of the month. So april spend will earn at RL that you get on the 8th of May.
 
I also see there is a R10 000 / 20% limit on Checkers spend (Premier) - does spend in excess of this get included in "regular" credit card spend, or not at all?
 
Do I need to swipe my ebucks card at Checkers? The lady at the till said I do, so I gave it to her but apparently it needs a pin.. Didn't know that, and I don't know the pin :( so now no ebucks for that transaction I'm guessing
 
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jman said:
Do I need to swipe my ebucks card at Checkers? The lady at the till said I do, so I gave it to her but apparently it needs a pin.. Didn't know that, and I don't know the pin :( so now no ebucks for that transaction I'm guessing
Click to expand...

No, just use your FNB CC
 
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