Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

Dolby said:
So lotto works?
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Seems that is what people are saying.

Takealot does not count IIRC.

You could do R5 airtime for someone in need and then a small amount for Lotto, or what about a Google Play Store voucher, or maybe a Steam voucher.

edit: Thanks for airborne for the reminder, I usually do the R5 airtime on my FNB sim. I won't say no to 35 (very cheap) minutes.

airborne said:
Best is to get R5 for your free FNB sim/esim which qualifies you for 35mins and WhatsApp data free each month
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If you guys with FNB homeloans in the FNB App check the Account Options for your homeloan and go to Detailed Balance, what do you see for your interest rate, is it what you expect to see?

Prime interest rate is 10.25% if I am not mistaken, and I am seeing 0.25% lower than what I expected to see, and that is taking into consideration the main banked discount of 0.25%. On my homeloan I am seeing prime minus 2.15%...
 
RogueTr00per said:
If you guys with FNB homeloans in the FNB App check the Account Options for your homeloan and go to Detailed Balance, what do you see for your interest rate, is it what you expect to see?

Prime interest rate is 10.25% if I am not mistaken, and I am seeing 0.25% lower than what I expected to see, and that is taking into consideration the main banked discount of 0.25%. On my homeloan I am seeing prime minus 2.15%...
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I am seeing what i expect to see, you are currently seeing 8.1% then which is great.
 
CaNdYMaN1 said:
I am seeing what i expect to see, you are currently seeing 8.1% then which is great.
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Thanks yeah 8.1% is what I am seeing. Perhaps better that I don't query it in case it's a mistake

I wonder if it's some auto rule that kicked in that reduced my interest rate further for transferring a large amount in during the bond's first week of becoming active.
 
RogueTr00per said:
Thanks yeah 8.1% is what I am seeing. Perhaps better that I don't query it in case it's a mistake

I wonder if it's some auto rule that kicked in that reduced my interest rate further for transferring a large amount in during the bond's first week of becoming active.
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All interest rate changes are actually recorded as a transaction line.
 
RogueTr00per said:
Seems that is what people are saying.

Takealot does not count IIRC.

You could do R5 airtime for someone in need and then a small amount for Lotto, or what about a Google Play Store voucher, or maybe a Steam voucher.
Click to expand...
Best is to get R5 for your free FNB sim/esim which qualifies you for 35mins and WhatsApp data free each month
 
zerocool2009 said:
All interest rate changes are actually recorded as a transaction line.
Click to expand...

In the FNB App it just says 'Rate Chg' whenever there was a change. I will just wait for the latest quarterly statement to show the actual percentage then.

Edit: I eventually realized the extra 0.25% below prime bonus was due to the property being in an eco/green estate.
 
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Annoying, waiting on a large transaction to clear by tomorrow which I need for smart spend and to get my device benefit paid out. About eB 10,000 is at stake

This credit card payment was done on the 24th, but I suppose because of the long weekend / freedom day, it's only been 4 working days so far
 
RogueTr00per said:
Annoying, waiting on a large transaction to clear by tomorrow which I need for smart spend and to get my device benefit paid out. About eB 10,000 is at stake

This credit card payment was done on the 24th, but I suppose because of the long weekend / freedom day, it's only been 4 working days so far
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Yeah happened to my wife last month. I did a payment on my account which cleared by 30 March, my wife did a payment to the same recipient on her account the next day which only cleared 1 April. Cost her eB9,000.

Must say I prefer Discovery Banks method of rather using the transaction date.
 
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ele33 said:
Must say I prefer Discovery Banks method of rather using the transaction date
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That would make a lot more sense and be so much easier to for end users Vs the current mental gymnastics of advance planning of payment dates and then hoping the transaction pixies are awake and get the job done in time.
 
Yeah every month it's like Schrodingers Smart Spend or Schrodingers Reward Level, you never know what you are going to get 🤡 I'll be checking my fate again just after midnight to see what the transaction pixies reveal...

edit: I checked soon after midnight, my big transaction cleared, it's not Pending any longer in transaction history for my credit card.

Looking at NAV money the clearance date is 30 April, however it's uncategorised because it says "The transactions below are pending and still need to be authorised. It will take between 24-48 hours for these transactions to be categorised". I should be good though, will check again in 2 days time.

Smart spend is updated but only as at 28 April.
 
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RogueTr00per said:
Yeah every month it's like Schrodingers Smart Spend or Schrodingers Reward Level, you never know what you are going to get I'll be checking my fate again just after midnight to see what the transaction pixies reveal...

edit: I checked soon after midnight, my big transaction cleared, it's not Pending any longer in transaction history for my credit card.

Looking at NAV money the clearance date is 30 April, however it's uncategorised because it says "The transactions below are pending and still need to be authorised. It will take between 24-48 hours for these transactions to be categorised". I should be good though, will check again in 2 days time.

Smart spend is updated but only as at 28 April.
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Please relax, another smart update incoming on the 4th/5th.
 
Don't know if this belongs here

Hi All

Does anyone have any wimpy vouchers which they dont intend using.

If so, would appreciate 1 or 2 vouchers as will be going to Wimpy tomorrow with the family.
 
zerocool2009 said:
Please relax, another smart update incoming on the 4th/5th.
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Indeed, I just mentioned smart spend was updated as at the 28th as a PSA

Edit: 9pm 4 May, the transaction I needed to clear cleared in time to count for March smart spend and device payback. My extra eB 10,000 should be secure.
 
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I made a post about Ebucks for business, anyone who is interested can check it out here:

community.southafricafacts.co.za

eBucks for Business: How the FNB Rewards Programme Works and How to Reach Level 5

If you run a business with an FNB account and you’re not actively working your eBucks rewards, you’re leaving real money on the table every single month. The FNB eBucks for Business programme is one of South Africa’s most generous business rewards schemes, but the returns depend almost entirely...
community.southafricafacts.co.za community.southafricafacts.co.za
 
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