Tips to Boost your eBucks - 1 July 2025 to 30 June 2026

airborne said:
How are they looking better or worse?
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Sort of depends. You need to spend more for smart spend now (at least on premier) and max earn is now only R450. On private max smart spend is only R900 down from R3000 :(

Need slightly less points to make level 5 now on premier but some rules adjusted. In my case I will earn more points than last year. Revolving facility has some changes but I don't use it, apparently its worse.
 
I am switching my bond so the rewards for that is nice.

Edit: they always had a new bond reward if you got it direct. Think it was R7,500. Don't know if switching was included before.
 
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Private wealth smart spend at the top end now requires 100k pm spend, up from 75k. earns you R1000 less in eBucks. R2000 vs R3000 previously.
 
purrr said:
For PC it is similar.
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It's actually a bit easier to get points, for this one you needed two accounts previously, now you need one and just need it scheduled which I do already.

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Grape, I won't be able to get to level 5 now...I'm not going to be forced to get their schitty products.
 
Se@n said:
Private wealth smart spend at the top end now requires 100k pm spend, up from 75k. earns you R1000 less in eBucks. R2000 vs R3000 previously.
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PC Smartspend earn has been halved with higher thresholds. Bastards.
 
I see there are no points for contributing to a retirement fund anymore.
Smartspend on R40000 down from R1500 to R700 on PC. Yikes.
Must now schedule transfer to youth account and savings products.
 
Arleneg75 said:
I see there are no points for contributing to a retirement fund anymore.
Smartspend on R40000 down from R1500 to R700 on PC. Yikes.
Must now schedule transfer to youth account and savings products.
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There are points. It's just mislabeled in PC.
It says "grow your annuity" instead of "grow your retirement annuity" (correct wording is on PW).
 
RiNCEw1ND said:
Sort of depends. You need to spend more for smart spend now (at least on premier) and max earn is now only R450. On private max smart spend is only R900 down from R3000 :(

Need slightly less points to make level 5 now on premier but some rules adjusted. In my case I will earn more points than last year. Revolving facility has some changes but I don't use it, apparently its worse.
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makes sense to them, spend more and receive less ebucks
 
Smart spend down is a shame... however I said there was no way they would continue to pay 30% on pick n pay ASAP and they have left that unchanged which im actually surprised about.

I get nearly R3k a month back just from that now. we ONLY used ASAP. Its a great deal if you use it.

The November changes made it pretty hard to get to LVL5. looks like they have basically moved that back to how it was. It will now be so easy for me to hit lvl5 I should be able to ignore the annoying stuff of using the app every month and looking at certain tabs etc for no reason but to just get a few extra points (home loan checks and view credit limits and status etc. every month)... I should get LVL 5 just naturally with no effort whatsoever now which is helpful.

Honestly I was expecting allot worse overall if im honest. usually they find more ways every year to screw you or force you into doing stupid stuff to get points
 
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