insurance

  1. J

    Engagement Ring Insurance

    Hey Guys, I'm going to pop the question soon and wanted to find out how I go about insuring my diamond/ring? I am under the impression that I receive a valuation certificate with the ring and present this to an insurer. Do I have to get the ring valued every couple of months/years? Do you...
  2. P

    Best Insurance Company

    I am looking to change my insurer for my car and household items and thought I would get some recommendations. Please let me know who you would / would not recommend. Thanks!
  3. M

    Short Term Insurance Help or Tips

    Goodday all, I need some tips to reduce my short term insurance premiums. I am insuring 2 vehicles and household content. My insurance premium went up by 15% in January. This is annual inflation. We moved from a complex to a free standing house in the suburbs. Increase by R300. And I added...
  4. H

    Insurance - Track Days

    Anyone recommend an insurance company for Track Day (Car) Insurance. Not racing - just general public track days.
  5. cyberghost47

    Laptop Insurance - advice needed

    Hi guys. I purchased a gaming laptop yesterday as I plan on traveling next year. Since these things don't come cheap I want to insure it in case something happens. I don't currently have ANY form of insurance whatsoever so I can't just "Add" it to my home insurance. Any advice would be...
  6. L

    Insurance claim amount

    So about 2 weeks back my car got stolen. Went through the process of claiming from the insurance (where you get treated like a criminal actually) Everything was finalised and got sent a document with the amount they paying out. I was insured for the market value of the car. The payout in my...
  7. Jamie McKane

    Insurers deny using trackers to spy on drivers

    Insurers deny using trackers to spy on drivers Vehicle tracking devices are capable of collecting a wealth of data about your driving habits, location, and activity, although South African insurers state that they do not use this data without the driver's permission. Speaking to the Sunday...
  8. T

    Loom Insurance for Smart Devices

    Hi, I am shopping for insurance for my devices, MacBook, iPhone and Apple Watch. To add them to my home contents is expensive, I came across Loom insurance and they are really cheap. Their reviews online are good, but has anyone here used them before? https://www.loom.co.za/about
  9. W

    3rd Party Claim

    Hi there Can you please advise me? I was involved in a car crash (there were no injuries) just a few weeks ago. I did not have car insurance at that time and the other lady was at fault so i'm going to claim from her insurance. The insurance advised me to get three qoutations from different...
  10. K

    Massive issue with licensing department

    I’m really hoping someone can help. 9 years ago my cat was stolen. I reported it stolen and the registration number was taken down incorrectly. After three months of trying to get it fixed, my insurer (First Gor Women) told me they had a contact in SAPS and would get it corrected and then have...
  11. 12race

    Buying a used Lexus in South Africa - 2011 LEXUS IS 250 ES or EX

    First time poster, AMAZING platform I've been using for research for the last 6 years though! I'm hoping to open up a thread that can give some fresh and relevant info on owning a Lexus. Important facts like the average service costs, common problems (if any because so far all I'm finding is...
  12. NicJLock

    First-time Car Insurance - Broker or no?

    Hey all, So here's the situation: I'm 25 and have settled into a job that I can see myself doing for the long haul. Pay isn't fantastic yet, but I've been there 6 months and can already see the potential for growth. I'm looking to take over my car insurance. Currently a registered driver on my...
  13. E

    Discovery Insurance claims and service

    Hi Folks, being a first time claimer for a burglary at home, I've had nothing but bad service from Discovery Insure. What has been your experience with Discovery, when submitting claims? Specifically when it comes to communications and how long it took to get your claim settled?
  14. RedViking

    Insurance Broker/Agent - Do they deserve the commission they ask?

    New laws apparently requires an agent/broker to get your written consent before they can charge/or continue to charge the additional broker fee and continue to give you a service. This fee you pay is about 10% of your premium, and additional to your premium. To justify the fee the broker...
  15. S

    Death, Disability & Retrenchment Insurance when buying a house

    My SO and I have recently bought a house, with a +/-70% bond. Of course with a bond you have to take bond insurance, but the banks and Ooba are also offering death etc insurance. I am reluctant to take this as it is money every month that we could save or put towards this 'fixer upper'...
  16. B

    Multi Wealth 2018 Invest and Funeral Cover Competition R5000

    COMPETITION 5000 There are 2 Competitions to win for: Win R5000 in the 100% Cash Back Funeral Cover Competition Be the first to Refer 10 Concluded Funeral Cover Sales by the end of Aug 2018 and win the R5000 Just simply go to www.multiwealth.co.za/cont and follow the prompt to Enter Win...
  17. R

    Decat: Warranty and insurance

    Hi everyone, Was hoping to get a little advice here. I recently got a decat and downpipe on my mini cooper and was wondering: 1) Will a 3rd party warranty house cover the car with this upgraxe I.e.not BMW, like a Holland or Motorite etc 2) Will the insurance companies cover the car in...
  18. R

    Is a landlord legally responsible for insurance on a rented property?

    I am negotiating a lease for an agricultural smallholding. There is a fair bit of infrastructure on the property - main house, large polytunnel, water pumps, chicken houses, fruit trees, etc. The landlord says he is only insuring the house and none of the agricultural part of the property. What...
  19. akescpt

    Insurance for old cars

    so my vehicles got taken out by a a taxi and a drunk driver respectively. i have bought (from car A payout) an old car (83 corolla sprinter AT) to have something to get around in but i will most likely keep it when i get the insurance payout from car B. i can only get third party cover because...
  20. C

    Insurance Broker commission ?

    I am looking at taking out a life insurance policy. 2 years ago I requested a quote from a broker. When I didn't confirm acceptance, 2 more quotes were emailed to me. Upfront commission 1st quote on 10 March - broker commission R4k 2nd quote on 15 March - broker commission R3.3k 3rd quote...
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