Budgeting Apps

FinWise is somewhat similar to 22Seven in general in that it's also a budgeting/personal-finance-management tool, but these are some of the ways FinWise is arguably different/better:
1. We allow connections to international banks & investment accounts, with multi-currency support.
2. We have more features, like budget rollover, support for handling refunds, more charts & reports etc.
3. Our transaction categorization engine is quite accurate, most of our customers almost never need to manually classify transactions (it constantly learns & improves).
4. We're privacy focused, and don't sell any user data what-so-over (Hence we charge a small subscription fee).

We also very eagerly get feedback & input from the community, and we implement feedback and add new features quite quickly and regularly. Some people also say that our UI is just generally much cleaner and easier to use.

Our fundamental goal is to try to help people become more financially healthy, and free, and we're trying to build the best tools and services needed for this.
 
jackrussell93 said:
FinWise is somewhat similar to 22Seven in general in that it's also a budgeting/personal-finance-management tool, but these are some of the ways FinWise is arguably different/better:
1. We allow connections to international banks & investment accounts, with multi-currency support.
2. We have more features, like budget rollover, support for handling refunds, more charts & reports etc.
3. Our transaction categorization engine is quite accurate, most of our customers almost never need to manually classify transactions (it constantly learns & improves).
4. We're privacy focused, and don't sell any user data what-so-over (Hence we charge a small subscription fee).

We also very eagerly get feedback & input from the community, and we implement feedback and add new features quite quickly and regularly. Some people also say that our UI is just generally much cleaner and easier to use.

Our fundamental goal is to try to help people become more financially healthy, and free, and we're trying to build the best tools and services needed for this.
Click to expand...
Two question can you manually add transactions and are you planning to add android and ios apps in the future.
 
Blu82 said:
Two question can you manually add transactions and are you planning to add android and ios apps in the future.
Click to expand...
Yes to both.

FinWise supports full manual transaction/account management, and we also have a REST API.

We have also done a fair amount of development on an android & iOS app, which we are planning to launch sometime next year.

You can see our public roadmap here, and you can also watch & vote on things: https://finwise.canny.io
 
jackrussell93 said:
Yes to both.

FinWise supports full manual transaction/account management, and we also have a REST API.

We have also done a fair amount of development on an android & iOS app, which we are planning to launch sometime next year.

You can see our public roadmap here, and you can also watch & vote on things: https://finwise.canny.io
Click to expand...
Any timeline on when you are going to support Discovery Bank as a bank feed. Useless to me until you do. Thanks.
 
pkid said:
Any timeline on when you are going to support Discovery Bank as a bank feed. Useless to me until you do. Thanks.
Click to expand...
Difficult to give a precise timeline because there is lots outside our control trying to support Discovery Bank, but we are hoping to get it supported in the next few weeks.

Getting good, reliable support for Discovery Bank (and Capitec) is one of our top priorities at the moment.

We do already have support for other Discovery products, like you can link your medical aid and investment accounts from Discovery currently, but not the bank accounts just yet. I will share here once we have it supported if that is helpful.
 
jackrussell93 said:
Difficult to give a precise timeline because there is lots outside our control trying to support Discovery Bank, but we are hoping to get it supported in the next few weeks.

Getting good, reliable support for Discovery Bank (and Capitec) is one of our top priorities at the moment.

We do already have support for other Discovery products, like you can link your medical aid and investment accounts from Discovery currently, but not the bank accounts just yet. I will share here once we have it supported if that is helpful.
Click to expand...
If you could share here it would be great. I would then sign up for a subscription.
 
Jan van Riebeeckstad said:
When you link the app to your bank account it basically means you are giving out your login details and if money is stolen it is your own fault?
Click to expand...
Depends on the bank. Discovery Bank provides a feed to the apps and you have to approve their access on the app. You don't give them your password. Other financial institutions you do.
 
jackrussell93 said:
Difficult to give a precise timeline because there is lots outside our control trying to support Discovery Bank, but we are hoping to get it supported in the next few weeks.

Getting good, reliable support for Discovery Bank (and Capitec) is one of our top priorities at the moment.

We do already have support for other Discovery products, like you can link your medical aid and investment accounts from Discovery currently, but not the bank accounts just yet. I will share here once we have it supported if that is helpful.
Click to expand...
Discovery changed their rules again and so I am back to Standard Bank. Signed up for Finwise tonight. I really like it. The one thing it is missing (I think) is being able to set goals for a category like YNAB does. This basically allows me to set a goal by a date for annual expenses to ensure that I save each month to be able to cover them.

Also to be able to exclude investment account transactions from budgeted transactions. I don't care about seeing my RA monthly fee in my transaction list or expense budget categories.

Sorry - just found that option.
 
pkid said:
Discovery changed their rules again and so I am back to Standard Bank. Signed up for Finwise tonight. I really like it. The one thing it is missing (I think) is being able to set goals for a category like YNAB does. This basically allows me to set a goal by a date for annual expenses to ensure that I save each month to be able to cover them.

Also to be able to exclude investment account transactions from budgeted transactions. I don't care about seeing my RA monthly fee in my transaction list or expense budget categories.

Sorry - just found that option.
Click to expand...
Thanks for the feedback, glad you like FinWise!

Goals for categories like on YNAB is on our roadmap, probably coming in H1 this year.

If you have any other feedback or requests, please let me know.
 
Had to cancel the Finwise renewal. Standard Bank are really annoying with their credit cards. They will show the date the transaction cleared as the transaction date during the month. Then when they prepare the statements at the beginning of the month they change that date back to the date the card was used. So every transaction is duplicated. Vault dedupes these transactions but Finwise doesn't seem to so everything was wrong in the new month.
 
So after months of battling to get my 22Seven Vault22 account working (FNB accounts not syncing) I have just given up as it's not worth it anymore.

I am trying out Finwise but seems that we are off to a rocky start as it says there is some issue connecting my FNB accounts.

Anyone still using this? I see that I cannot tag jackrussell93 so not sure if that account is still active and monitored.
 
Yeah, still using finwise. It works. Happy to pay for it. Don't use standard bank so don't know if the issue was resolved but they respond on their discord group.
 
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