REAM Brokers :crylaugh:
Thought you were joking, but I googled, and they have a website and Jhb contact number, so you weren't joking.
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Car Insurance 2018 Help
- Thread starter Diego Tristan
- Start date
REAM Brokers :crylaugh:
Thought you were joking, but I googled, and they have a website and Jhb contact number, so you weren't joking.
epah
Honorary Master
Hahaha they might have a funny name but they sure do know what they are doing.
Diego Tristan
Well-Known Member
Cheers for the effort, you've been a big help. Will give the kind lass a ring during lunch tomorrow. Lets hope going through brokers make a diff. Will update everyone through the week
Diego Tristan
Well-Known Member
With my Virseker quote they put me on for business because I'm a trainer / make presentations to clients at their respective premises. So I'd say yes
MiWay has a third option called "Professional" for lawyers, accountants, architects etc... as you travel to clients to service them.
I guess a way to reason it is... do you claim for business travel on a regular basis, then yes. I mean you don't sell newspapers off the back of your bakkie... which seems to be a direct causal link but I digress.
Hemi300c
Honorary Master
Yes it is if you see more than one client during the day and if you don't drive there and stay there all day.
SauRoNZA
Honorary Master
SauRoNZA
Honorary Master
Yeah makes sense if you are at clients more than at your own office.
I saw it more as the car is only facilitating you to get to your job not so much to actually do the work.
But yeah I guess if its the majority spent at clients makes sense and especially more than one in any given day.
airborne
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What's the best tactics to use to encourage them to revise your premuim down?
I need to try this because despite never claiming my insurance just keeps going up and up and my retail value down.
airborne
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Miway policy states anything more than 1 trip per week for business purposes, under which they include going to see clients you must get business use cover.
SauRoNZA
Honorary Master
Get a quote somewhere else.
Then have your own insurance beat that quote.
I do this every other year and usually get the premium down while also getting more cover for the money.
Hemi300c
Honorary Master
It not that simple anymore and the laws FAIS, POPI and FICA have ensured that insurance is a PITA and a long CYA exercise.
f2wohf
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Try getting a never heard of name + surname correctly when it is over 30 letters and you have a foreign accent.
It’s actually a nightmare every time I want to deal with an insurance.
Took Hollard three rectifications and like 6 weeks to get it right, which is why I’m definitely over doing it on the phone.
airborne
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Lol, I had the same thing with Telkom, took going into the branch twice and repeatedly on the phone till they finally got the spelling right
Does that technique work even with a broker, wouldn't they get a little cheesed off if you did that year in year out?
SaiyanZ
Executive Member
Discovery is fairly decent if your monthly fuel bill is around R1600 or if you use the Gautrain. You can get up to half of it back which may put your bill cheaper than other insurers. There's also weekly rewards like smoothies for driving well if that's your thing.
epah
Honorary Master
Hope you come out right
Diego Tristan
Well-Known Member
Sorry to resurrect an old thread, just need to close this chapter. One of the biggest frustrations is when someone starts a post and fails to close the topic considering there were many generous people along the way, who took a keen interest in helping a stranger.
I didn't ring the person in question I'm afraid, however I would like to thank you, kind sir. I did call Santam's call centre, as in my view, Santam as a vehicle insurance provider should be first choice if money isn't so much of a stress. Their premiums were around R800 to R900 per month which was uncomfortably high. Can't recall if there was an excess. The problem I ran into was that the vehicle was in my old man's name and Santam wouldn't budge thereon.
^^this. I can vouch. I received a quote from a broker at PSG for R635 pm and I didn't have hassles with the vehicle not being registered in my name. The cool thing as SaiyanZ mentioned is that you get a fuel incentive of 25% of your spend, with a benefit up to R800 per month for putting in petrol at BP / Shell. Its paid into your account... so if you put in R1600 petrol into your car in a month, you get R400 (25%) back at the end of the month and to me that means it subsidises your insurance premium. Can't exactly vouch for claim efficiency / service.
Thank you, brethren. My old man decided he'd carry the cost as he was moving all the family cars to a new insurance provider at preferential rates. Hope all is well with you, bud?
I didn't ring the person in question I'm afraid, however I would like to thank you, kind sir. I did call Santam's call centre, as in my view, Santam as a vehicle insurance provider should be first choice if money isn't so much of a stress. Their premiums were around R800 to R900 per month which was uncomfortably high. Can't recall if there was an excess. The problem I ran into was that the vehicle was in my old man's name and Santam wouldn't budge thereon.
^^this. I can vouch. I received a quote from a broker at PSG for R635 pm and I didn't have hassles with the vehicle not being registered in my name. The cool thing as SaiyanZ mentioned is that you get a fuel incentive of 25% of your spend, with a benefit up to R800 per month for putting in petrol at BP / Shell. Its paid into your account... so if you put in R1600 petrol into your car in a month, you get R400 (25%) back at the end of the month and to me that means it subsidises your insurance premium. Can't exactly vouch for claim efficiency / service.
Thank you, brethren. My old man decided he'd carry the cost as he was moving all the family cars to a new insurance provider at preferential rates. Hope all is well with you, bud?
Diego Tristan
Well-Known Member
Hi bud, yes in fact I can recommend someone. Patricia de Leca - [email protected]
I tell you what, you will have a Leca time getting your insurance cover - she is max efficient and insightful and shares personal experience but doesn't hound you.
Send her a young email or ring her on: +27 (71) 889 4765
You will be covered by the end of Monday champ. Good luck
modern10
Expert Member
.