I am currenlty using a 17 year old car. Never bought a new one because of how high insurance would be.
Now I decide I want to buy a Honda Jazz as I was told by the car dealer its not a high theft vehicle.
I've not had an accident in the past 5 years.
I've had a license for 17 years.
Garage in security complex with electric gate. Good residential area.
Work has secure parking with security guard.
I only drive from home to work and work and back.
Not buying a high theft vehicle
I looked for an ad at outsurance

OUtsurance poster girl R485pm for a 2015 Polo 1.2 TSI. Trendline 24 year old.
I compared the new car price of the car 2015 Honda Jazz 1.2 Trend I want and it costs 25K less than a new 2015 Polo 1.2 TSI she has.
Phoned outsurance got a quote for R1,281.20 with excess of R3,820.00. 1070 for glass. I chose no temp car if my car is being repaired.
Can someone please explain how my insurance it 2.67 times more than hers?
I asked the guy who quoted me how can it be such a huge difference when her car is a high theft vehicle and is more expensive. He just said differnet profile and that she probably works at home and the colour I want it very expensive.
I ask what is the cheapest colour. He said white. R200 cheaper. I asked how much is pink. Not as cheap as white but R100 cheaper he says. But that still doesn't explain the big difference.
Now I decide I want to buy a Honda Jazz as I was told by the car dealer its not a high theft vehicle.
I've not had an accident in the past 5 years.
I've had a license for 17 years.
Garage in security complex with electric gate. Good residential area.
Work has secure parking with security guard.
I only drive from home to work and work and back.
Not buying a high theft vehicle
I looked for an ad at outsurance

OUtsurance poster girl R485pm for a 2015 Polo 1.2 TSI. Trendline 24 year old.
I compared the new car price of the car 2015 Honda Jazz 1.2 Trend I want and it costs 25K less than a new 2015 Polo 1.2 TSI she has.
Phoned outsurance got a quote for R1,281.20 with excess of R3,820.00. 1070 for glass. I chose no temp car if my car is being repaired.
Can someone please explain how my insurance it 2.67 times more than hers?
I asked the guy who quoted me how can it be such a huge difference when her car is a high theft vehicle and is more expensive. He just said differnet profile and that she probably works at home and the colour I want it very expensive.
I ask what is the cheapest colour. He said white. R200 cheaper. I asked how much is pink. Not as cheap as white but R100 cheaper he says. But that still doesn't explain the big difference.
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