Card cloning

marhsava

marhsava

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So someone just spent 3.5k using my cheque card although it was with me, I am guessing my card was cloned, happened to anyone else?

Called FNB, they cancelled the card and opened up a fraud case, I wonder if I will get my money back.
 
Not only was it cloned, someone also saw your pin code.

It happened to me many years ago, while drawing money at an ATM. I was not cautious enough and allowed 2 guys to talk to me and ask silly questions while drawing money, it was my mistake as I should have told them to completely back off.

Needless to say, I did get all my money back from Standard Bank.
 
The_MAC said:
Not only was it cloned, someone also saw your pin code.

It happened to me many years ago, while drawing money at an ATM. I was not cautious enough and allowed 2 guys to talk to me and ask silly questions while drawing money, it was my mistake as I should have told them to completely back off.

Needless to say, I did get all my money back from Standard Bank.
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I am also curious how they got my PIN
 
marhsava said:
I am also curious how they got my PIN
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Fake POS machine or infected POS machine maybe?

Do you use the card to withdraw cash at ATMs? That could also be a target (theu skim the magnetic strip from the card slot, small pinhole camera captures pin being entered into keypad, but there are other methods too).
 
Similar situation happened to me a few years ago. At the Meat Co when it was still at Melrose Arch. I suspect a fake POS machine. Waiter brought it to me, enter pin, transaction doesn’t go though, says sorry let me get another machine. Disappears and brings another one, and it works.

2 weeks later I get a notification of someone buying furniture for R10000. FNB were on the Ball. 30 secs later I get a phone call wanting to know if it was me doing the transaction.
 
jun_tao said:
Similar situation happened to me a few years ago. At the Meat Co when it was still at Melrose Arch. I suspect a fake POS machine. Waiter brought it to me, enter pin, transaction doesn’t go though, says sorry let me get another machine. Disappears and brings another one, and it works.
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That happens often to me at the OK and one restaurant in my town. Those machines are genuinely not working properly. Never been cloned, touch wood.
 
LazyLion said:
Yep, happened to us at a Spur outlet recently.
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This seems to be happening often .. What amount they took from you ?

I think it was a ATM cause this person bought clothing from a shop in Durban,I was down during the Easter holiday , remember using those built in ATM at the garage ..
 
jun_tao said:
Similar situation happened to me a few years ago. At the Meat Co when it was still at Melrose Arch. I suspect a fake POS machine. Waiter brought it to me, enter pin, transaction doesn’t go though, says sorry let me get another machine. Disappears and brings another one, and it works.

2 weeks later I get a notification of someone buying furniture for R10000. FNB were on the Ball. 30 secs later I get a phone call wanting to know if it was me doing the transaction.
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Did they reverse the transaction or did you get your money back ?
 
Happened to me as well a few years ago. Had a FNB CC card which I hadn't used in like 6 months. Then out of the blue 3k was spent on it. FNB flagged it and asked me if it was valid.
Card was cancelled and transaction void.
 
I watch my card like a hawk now. I even tell the person to look away while I enter my pin. If they don’t do it by themselves. Haha.
 
I also have a family member who had a debit card cloned recently.

Seems to be happening a lot at the moment, I think that one needs to take extra caution.
 
marhsava said:
Lol I went and lowered my daily limits after this happened
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Lol. If I do go to an ATM. I jiggle the *** out of the keypad and that green thing where you put your card in.

That’s a good plan lowering your limits.
 
marhsava said:
This seems to be happening often .. What amount they took from you ?

I think it was a ATM cause this person bought clothing from a shop in Durban,I was down during the Easter holiday , remember using those built in ATM at the garage ..
Click to expand...
They tried to buy a DELL laptop in the USA
 
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