Discovery Bank

mattrudlles said:
Why?

I just signed up for my card yesterday. They really need to be clearer about the benefits and boosters attached between the two packages. You only get the gym booster benefit on the top package for the tier - for my tier anyway.
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They need to be clearer, have communication, and have working systems.
 
Daruk said:
I would totally use that. I'm getting tired of 36 hour commutes with no lounge access. Thanks. Must check their private wealth criteria. I know I qualified on FNB bit IIRC Nedbank was a bit higher. That was a few years ago tho. What do you pay in fees?
Afaik on my platinum CC I only get local lounges.
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For me it was the Amex that gives me the unlimited international vists. I'm on Professional banking only
 
Basically my reasons for moving are:
  • I won't get 100% back on my gym booster if I don't move (basically the main reason as it will pay for itself);
  • I want to see if the fuel rewards will be better with Discovery than FNB. FNB has really knocked me down on my Ebucks level because I don't have any contracts, bonds, etc with them.
  • The flight discounts, and the international travel insurance look great.
 
mattrudlles said:
Why?

I just signed up for my card yesterday. They really need to be clearer about the benefits and boosters attached between the two packages. You only get the gym booster benefit on the top package for the tier - for my tier anyway.
Click to expand...

I'm paying more now that I was with the old card and getting less money back, so not covering the cost. I'm also still very confused about the rules for discounts and boosters. And it's still not clear to me how it's decided what account you qualify for - I understand gold, platinum, black is based on income, but why are some people offered the suite and others only cc? I still don't understand the "responsible spending" goals...

I thought signing up would give me the answers I need, but it didn't. I guess I wish I had just waited for things to become clearer before signing up.

twr said:
Me too ,I'll wait to see what their new miles will be when it comes out otherwise I'm moving to FNB ebucks
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I have both a discovery account and an fnb account, so for now I'm trying to play the ebucks game. I'll decide whether to drop Discovery or move salary over to them when rules become clearer and miles come back.
 
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t_girl said:
I'm paying more now that I was with the old card and getting less money back, so not covering the cost. I'm also still very confused about the rules for discounts and boosters. And it's still not clear to me how it's decided what account you qualify for - I understand gold, platinum, black is based on income, but why are some people offered the suite and others only cc? I still don't understand the "responsible spending" goals...

I thought signing up would give me the answers I need, but it didn't. I guess I wish I had just waited for things to become clearer before signing up.



I have both a discovery account and an fnb account, so for now I'm trying to play the ebucks game. I'll decide whether to drop Discovery or move salary over to them when rules become clearer and miles come back.
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With Std Bank and ucount rewards.

Main benefit is std bank lounge at OR Tambo best one. Fuel rewards etc not great but ok at least.
 
I got a invite to the bank, but i dont want to commit yet, was wondering what is the:
1. Cheapest and least admin account (so i can play around and see if its actually worth it)
2. Which option of 3 should i choose of the 3 on the welcoming screen
- Credit card or transaction
- Transaction for day to day
- Saving Account

3. Also just signed up to vitality , which account will help me with the most benefit
 
ECHLN said:
Vitality Money is its replacement right?
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Vitality Money is more like Active Rewards. You get a spin and that's it (for now).
Miles were always more tied to the Card product with your Vitality health only affecting the multiplier status only.
 
safejack said:
I got a invite to the bank, but i dont want to commit yet, was wondering what is the:
1. Cheapest and least admin account (so i can play around and see if its actually worth it)
2. Which option of 3 should i choose of the 3 on the welcoming screen
- Credit card or transaction
- Transaction for day to day
- Saving Account

3. Also just signed up to vitality , which account will help me with the most benefit
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Just read one or two pages on this thread and everything screams don't do it yet. Nothing appears to be clear. We not talking a low cost bank like Tyme. Maybe just wait it out until the dust has settled.
 
Snyper564 said:
Just read one or two pages on this thread and everything screams don't do it yet. Nothing appears to be clear. We not talking a low cost bank like Tyme. Maybe just wait it out until the dust has settled.
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Hi

Thanks, i have read for the first 15 pages , but yes it does scream, was planning on waiting but curiosity was getting the better of me, but thanks will wait :)
 
Current Discovery Platinum CC

Fees R 95.35 pm

Current interest rates
per annum
Debit interest rates
Purchases 20.80%
Petrol 20.80%
Cash 20.80%
Credit interest rates
R1 - R2 500 0.25%
R2 501 - R50 000 0.50%
R50 001 + 1.25%

got the invite / phone call to move from existing Platinum CC to Discovery Platinum CC on Tue, 13 Aug
did the rest of the app sign-up on Thu, 15 Aug, 09:48
account was open by Thu, 15 Aug, 09:51
16 Aug 2019, 11:00 - new card ready to be picked at Discovery Sandton.. will pop around next week on my Gautrain travels..

New Discovery Platinum Monthly fees Monthly account fee R60 Vitality Money premium R30

Seems quite good so far..
 
So these idiots want to “hand me” over as im not paying my apple watch penalties the last 2 months.

Problem is , i have made my goal 142 weeks in a row, so no payment due

Secondly even if there was a payment due , they changed my discovery card to a discovery bank card and was suppose to update that.

And there is no one at the call center that knows what to do, bunch of amateurs...
 
So today I got my second "we are getting ready for you" email. If they are trying to keep me interested, they are starting to lose the battle.
 
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