Discovery Bank

[backstreetboy]

Nice scanning in a 3 month bank statement the app can do it automagically with the camera. No need to download it first. Imagine a legacy bank like Blapsa or FNB doing that lol.

 

[Pho3nix]

The free one. Probably why. Weird that they limit it though based on account you have.

There a free account? I’m on the cheap debit card package for R20 and can have multiple VC’s

 

[backstreetboy]

There a free account? I’m on the cheap debit card package for R20 and can have multiple VC’s

Yes “free” Discovery account. You pay for it via your medical aid lol.

 

[backstreetboy]

Nice mobile payments work great here. Much better than waiting 10 years for tyme bank or bank zero to add it.

 

[Ojcd45]

Anyone experiencing super slow efts from FNB or other bank to discovery?
I eftd someone on discovery on Tuesday and it still hasn't reflected.

 

[HermeticAnarchist]

Anyone experiencing super slow efts from FNB or other bank to discovery?
I eftd someone on discovery on Tuesday and it still hasn't reflected.

You should open a query with FNB. An interbank EFT should take maximum of 2 business days.

 

[SG1]

Anyone experiencing super slow efts from FNB or other bank to discovery?
I eftd someone on discovery on Tuesday and it still hasn't reflected.

My EFT from Absa to Discovery went through in 24 hours. Same as always.

 

[Ojcd45]

You should open a query with FNB. An interbank EFT should take maximum of 2 business days.

Have opened a 'missing payments' ticket with FNB. Didn't know this type of thing happens.

 

[HermeticAnarchist]

Have opened a 'missing payments' ticket with FNB. Didn't know this type of thing happens.

I see it fairly often. Most likely it's landed up in some suspense account on either side because the system didn't know what to do with it or lost track of it. The good news is it never goes missing permanently.

 

[Ojcd45]

Very strange nevertheless.
Redid the exact same payment as an instant payment and it went through instantly.

 

[backstreetboy]

Compared to FNB this app is way better and lighter heck it's even better than Capitec because to sign in online you just log in and click accept in app. No need to take a selfie with your face like with Capitec. Just a pity you can't upgrade from this account. Seems like a big missed opportunity.

 

[AirWolf]

Compared to FNB this app is way better and lighter heck it's even better than Capitec because to sign in online you just log in and click accept in app. No need to take a selfie with your face like with Capitec. Just a pity you can't upgrade from this account. Seems like a big missed opportunity.

Yep, FNB app tries to do way too much.

Even their Web design gets worse with every iteration - the people designing clearly don't bank with FNB.

 

[duckgray]

Yep, FNB app tries to do way too much.

Even their Web design gets worse with every iteration - the people designing clearly don't bank with FNB.

The FNB app is stuffed with bloat. Apparently HR features aimed at staff is also in the same app which adds to the bloat for regular customers.

 

[ShaneE]

Anyone experiencing super slow efts from FNB or other bank to discovery?
I eftd someone on discovery on Tuesday and it still hasn't reflected.

I had this happen last week too - Nedbank to Discovery took 2.5 days, usually it comes through the same evening of the day I make payment (It did that yesterday)

 

[AirWolf]

Anyone experiencing super slow efts from FNB or other bank to discovery?
I eftd someone on discovery on Tuesday and it still hasn't reflected.

Do EFTs from FNB to Discovery often.


Before 4pm, clears same evening.
After 4pm, next evening.

 

[binloud]

Does Discovery make a statement about base borrowing interest rates on credit cards? Is it card specific? I was going to downgrade to a silver suite from a black, but I see the interest rate is way higher (before dynamic interest rates) …is this just a new rate due to higher rates these days, or am I more risky …my investec card is prime…discovery new rate quoted is 22% and my old rate, before dynamic discount is somewhere in the middle.

 

[Ϲhristopher]

Has anyone switched their home loan to Discovery?

 

[Neville]

Has anyone switched their home loan to Discovery?

I briefly thought about it but then remembered a new bond means new bond registration fees. I have no desire to burn money like that.

 

[binloud]

Yeah same for me, and not sure they will beat my rate with investec.

I briefly thought about it but then remembered a new bond means new bond registration fees. I have no desire to burn money like that.

 

[Ϲhristopher]

I briefly thought about it but then remembered a new bond means new bond registration fees. I have no desire to burn money like that.

Yeah same for me, and not sure they will beat my rate with investec.

Those were my main issues as well.

They offered me a slightly higher rate than my existing bond (excluding the additional behavioural discounts).

I was interested to see if they'd beat my current rate, but I'm not going to have a bond rate tied to whatever additional products they offer in order to do so. Essentially being tied in for the duration of the bond or being subject to whatever changes they make along the way doesn't seem like a good idea.