I had an hour long call requesting a quotation last week, and they managed to quote lower on everything I have. They were meant to email me some goodies the following morning, but didnt, pissed me right off.
With regards to the payback, you need to use specific petrol stations (BP is one of them). I think the funds is paid back into an FNB or Discovery Credit card. The dude said, with a maximum of R750 per month payback, most people see in real terms between R400-R500 per car, which is still incredible. I was actually genuinely interested, I asked if they can do everything my current insurer does, match the excess, let me choose any manufacturer accredited workshop for body repairs without having to get multiple quotes, its policy for whats my fault and whats not etc.... They claimed to be able to do it all.
I asked about their "good driver" thing, where they fit a tracker,or use your mobile. I told them yes, thats fine for my wife, but I dont want anyone to know the gforces i do in my car, being an RS, they said it wont have a negative bearing, its more for accident detection.
Anyhow, its a very long response from me, and nobody got back to me after that initial call, so im still in limbo.