Easy Equities good or bad?

One of my pet peeves with EE is the reporting and the way data is presented in their UI. The monthly statement PDFs are useful but not very "consumable". So I put together a glorified data tracker. It ingests the monthly statements (can start with a batch), it decrypts the PDFs, parses it , throws it into a local SQL lite DB - and then presents the data slightly more visually. Basically a glorified excel sheet with a various data views. It shows break downs of holdings, share prices , dividends paid out , purchases, sales etc.

So, if anyone wants to give it a shot as a tester or user, let me know (DM is fine) - or if I should move this to a thread in the software section, also shout and I'll ask a mod to do that. It's all local, so no data shared, no hosted services etc.

ps. these are fake values - just generated against test data. Currently this is for USD based for that portfolio. I still need to add a ZAR / USD / etc. split for different denominated portfolios.

p.p.s. yes there is dark mode!
 

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I want to start a TFSA, made an account with them, will set aside R4000 but will make sure I hit the 46000 before the end of this year, is there some sort of guidance video I cna watch ?
 
joker08 said:
I want to start a TFSA, made an account with them, will set aside R4000 but will make sure I hit the 46000 before the end of this year, is there some sort of guidance video I cna watch ?
Click to expand...
You have until the end of Feb to reach your R46k annual limit.

What guidance do you need? EE have a lot of articles that could help you. There are lots of other resources on the web.
 
joker08 said:
I want to start a TFSA, made an account with them, will set aside R4000 but will make sure I hit the 46000 before the end of this year, is there some sort of guidance video I cna watch ?
Click to expand...

Guidance in what exactly?

If it’s in choosing ETF’s then give all your financial interests to one of the AI tools and ask them to recommend a spread of ETF’s.

Ideally less is more.
 
SauRoNZA said:
Guidance in what exactly?

If it’s in choosing ETF’s then give all your financial interests to one of the AI tools and ask them to recommend a spread of ETF’s.

Ideally less is more.
Click to expand...

This is not financial advice. Don't listen to me, I barely graduated from university:

In general, you want to buy a "big and broad" ETF with low fees. What is big and broad enough depends on you.

S&P 500 (only has big US companies, but these ETFs often have the lowest fees)
MSCI World (big companies in developed markets like US, Europe, Japan & Australia)
S&P Global 1200 (big companies in developed markets and emerging markets like Taiwan, South Korea & Brazil, but no China, India or SA stocks)
MSCI ACWI (big companies in developed and emerging markets, including China, India & SA)
FTSE Global (big and small companies in developed and emerging markets, including SA)

Since you're starting out, note that there is a difference between the index itself and the ETF.

Think of the index as the GPU and the ETF as the graphics card. STXWDM is an ETF by Satrix, which tracks MSCI World. FNBEQF is an FNB ETF, which tracks the S&P Global 1200.

Alternatively, think of the index as the underlying product and the ETF as each shops version. The S&P 500 is tomato sauce, and Pick n Pay, Checkers and others each sell their own version.
 
Right now I am just wondering how to activate my account. I transfered 1000 and this is the screen I am on

1787300087525.png

Then I go to Investnow > TFSA > and I just choose a random ETF (just to check out) and it tells me to activate my account

1787300179236.png

when I try to activate its the foreign currency accounts, or the existing option is below

1787300305826.png
 
joker08 said:
Right now I am just wondering how to activate my account. I transfered 1000 and this is the screen I am on

View attachment 1931271

Then I go to Investnow > TFSA > and I just choose a random ETF (just to check out) and it tells me to activate my account

View attachment 1931273

when I try to activate its the foreign currency accounts, or the existing option is below

View attachment 1931277
Click to expand...
Probably have to verify your KYC first https://easyidentity.io/profile/kyc
 
Is your Tax Number populated?

Tax Free shows up under "Retire".

But also not sure what you funded exactly if you didn't have it listed, because the bank details are specific to that account.
 
joker08 said:
Right now I am just wondering how to activate my account. I transfered 1000 and this is the screen I am on

View attachment 1931271

Then I go to Investnow > TFSA > and I just choose a random ETF (just to check out) and it tells me to activate my account

View attachment 1931273

when I try to activate its the foreign currency accounts, or the existing option is below

View attachment 1931277
Click to expand...
Your R1000 is in your ZAR account. Did you try transfer the R1000 to the TFSA?
 
cr@zydude said:
This is not financial advice. Don't listen to me, I barely graduated from university:

In general, you want to buy a "big and broad" ETF with low fees. What is big and broad enough depends on you.

S&P 500 (only has big US companies, but these ETFs often have the lowest fees)
MSCI World (big companies in developed markets like US, Europe, Japan & Australia)
S&P Global 1200 (big companies in developed markets and emerging markets like Taiwan, South Korea & Brazil, but no China, India or SA stocks)
MSCI ACWI (big companies in developed and emerging markets, including China, India & SA)
FTSE Global (big and small companies in developed and emerging markets, including SA)

Since you're starting out, note that there is a difference between the index itself and the ETF.

Think of the index as the GPU and the ETF as the graphics card. STXWDM is an ETF by Satrix, which tracks MSCI World. FNBEQF is an FNB ETF, which tracks the S&P Global 1200.

Alternatively, think of the index as the underlying product and the ETF as each shops version. The S&P 500 is tomato sauce, and Pick n Pay, Checkers and others each sell their own version.
Click to expand...

Hence why I said throw it at AI to do the hard work of what is in each fund.

So many people just buy all the same stuff thinking they are diversified across ETF’s.
 
Ecco said:
Your R1000 is in your ZAR account. Did you try transfer the R1000 to the TFSA?
Click to expand...
didnt have the option before, I contacted support and now I have that option. Now what do I do next ?
If I am investing 46000 this year, I can just buy whatever I want to, doesnt matter if I do a monthly debit or buy random stuff available under TFSA ?
 
Last edited:
joker08 said:
didnt have the option before, I contacted support and now I have that option. Now what do I do next ?
If I am investing 46000 this year, I can just buy whatever I want to, doesnt matter if I do a monthly debit or buy random stuff available under TFSA ?
Click to expand...

Choose 4 funds max, not overlapping
Keep an eye on tfsa contributions!
Keep it simple
 
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