FNB Bank Charges

[Bobbin]

I have the following:

1 x Platinum Credit Card/Account
1 x Platinum Cheque Card/Account
1 x Petrol card, hardly used
1 x Savings Pocket

No other value added services, loans, homeloans etc... except an overdraft facility which I haven't used and ebucks.

My bank charges a month add up to R228-00. And that is excluding an annual R200-00 ebucks fee on my credit card. Seems a bit high no?

Before I dig into this with the bank, maybe I just missed some fine print somewhere - Does these figures sound right with FNB and do others have the same? Pretty sure when I joined them some time ago it was for less bank charges than ABSA.

Another thing is I'm always on level 1 for ebucks on both cards/accounts sheesh. And the overdraft was supposed to boost that to my knowledge.

 

[Mike Hoxbig]

- Get rid of the petrol card, it's useless these days apart from maybe being able to use it at tollgates.
- Downgrade both accounts to Gold if you don't need the slow lounge access and premium banking. From October, it will be easier to get to a higher eBucks reward level on Gold too.

 

[Gtx Gaming]

Remember from october your total fees is going to be R200 for plat cheque and cc(total) , and they removing the ebucks linkage fee.

Standard bank and absa charges R20 a month for there reward program.

The fees is correct that you are paying , to have platinum cards it does cost extra

Get your petrol card canceled , no need for it , garages accept credit cards and cheque cards.

 

[Pitbull]

- Get rid of the petrol card, it's useless these days apart from maybe being able to use it at tollgates.
- Downgrade both accounts to Gold if you don't need the slow lounge access and premium banking. From October, it will be easier to get to a higher eBucks reward level on Gold too.

Can one do that? Isn't it based on your income?
I would consider this.

 

[Mike Hoxbig]

Can one do that? Isn't it based on your income?
I would consider this.

That usually applies to upgrades, as in upgrading to platinum means meeting a minimum income level. I've downgraded to Gold without any issues...

 

[Bobbin]

Remember from october your total fees is going to be R200 for plat cheque and cc(total) , and they removing the ebucks linkage fee.

Standard bank and absa charges R20 a month for there reward program.

The fees is correct that you are paying , to have platinum cards it does cost extra

Get your petrol card canceled , no need for it , garages accept credit cards and cheque cards.

Pretty sure I was duped :/ They explained on the phone that upgrading to Plat (I was on gold and not even sure I fell into the Platinum bracket) wouldn't result in extra fees. Else I wouldn't have accepted. I am trying to remember from way back when but logically I wouldn't have gone for added fees and no benefits to me :/

Thanks for replies so far

 

[lholhos]

- Get rid of the petrol card, it's useless these days apart from maybe being able to use it at tollgates.
- Downgrade both accounts to Gold if you don't need the slow lounge access and premium banking. From October, it will be easier to get to a higher eBucks reward level on Gold too.

Thats exactly what I did, downgraded to gold. They increasing fees but cutting back on services offered. RB Jacobs makes me feel like I am a premium banker anyways. I use my cheque card at toll gates. e-tolls I am not paying

 

[fruitbat]

Hi, I have the petrol card, and just because it 1) gives me access to the "drive me home service" and 2) an AA membership. And I pay a flat monthly fee for everything. So it doesnt cost me any more or less to have the cards. The only thing is i have an extra card in my wallet.

 

[Tinuva]

Yea the drive me home service is new, if you need that kind of thing...but the AA you can get cheaper by just adding it to your cheque account.

 

[icarusza]

I asked to have the Roadside Assistance added to my Cheque Account so that I could cancel the Petrol card and was told they were doing away with it.

This was an online query to a Premier Banker about a month ago.