FNB NFC cards

Yes should get one if you replace your card now.

I have one on PC ,so you should be able to get them on PW also.
 
I dont quite understand this NFC card thing.
They swipe it then hold it against the NFC reader and the payments complete.

How does this stop fraud? I didnt enter any pin or anything.
 
Oh? No pin? That is weird. I just got a new card and it's NFC enabled. Can read it with my phone - cool.
Howcome you don't need a pin?
 
K3NS31 said:
Oh? No pin? That is weird. I just got a new card and it's NFC enabled. Can read it with my phone - cool.
Howcome you don't need a pin?
Click to expand...

PASA policy to make payments under R200 PIN free.. most places abroad have similar policies btw so that the benefit of faster checkout/payment at a vendor can be realised.

The NFC/EMV should be safe except of course if u lose it and then it depends on the bank risk rules to pick up 'odd' behavior i guess
 
K3NS31 said:
Oh? No pin? That is weird. I just got a new card and it's NFC enabled. Can read it with my phone - cool.
Howcome you don't need a pin?
Click to expand...

Your phone can read your bankcard? What type of information and how does this work? Android?
 
Rusty0 said:
I dont quite understand this NFC card thing.
They swipe it then hold it against the NFC reader and the payments complete.

How does this stop fraud? I didnt enter any pin or anything.
Click to expand...

They shouldn't need to swipe. Hold against reader and leave.
 
krycor said:
PASA policy to make payments under R200 PIN free.. most places abroad have similar policies btw so that the benefit of faster checkout/payment at a vendor can be realised.

The NFC/EMV should be safe except of course if u lose it and then it depends on the bank risk rules to pick up 'odd' behavior i guess
Click to expand...

Fair enough, so does that mean that payments over 200 will require a pin, or that they won't use NFC?
 
K3NS31 said:
Fair enough, so does that mean that payments over 200 will require a pin, or that they won't use NFC?
Click to expand...

Will require pin and thinking may require insertion of card for chip&pin verification.

A lot of people will question safety as it's wireless but really it does some basic checks before authorising much like the chip only transactions in the US. i.e. validates that it is a real authentic bank card only. If you can read and then mimic the emv cryptographic key program card then u must be awesome ;) but i don't think anyone has mimic'd one yet except where the bank was careless and did not implement it properly haha.. but then by the same token their emv card would be a security hazard too.

I guess you can collect PANs, Seq no, exp? and some other stuff but u wont know cvv and with 3d-secure(online transaction otp) it kinda slowly becoming like bank account numbers.

PS. When i see the cashier getting ready to swipe the card i usually stop them and ask why or speak to manager. I don't let them swipe because almost all the time, except e.g. pnp terminal for discovery transactions, swiping the mag strip is not needed and more indicative of potential cloning, bad trained staff or just old old terminal/pos programs. Kinda like how old e.g. Nedbank or is it Altech POS devices(old Spa stores) still print the signature piece and store cashiers ask u to sign it albeit the the transaction was approved online lmao. pisses me off that those old terminals weren't updated.
 
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krycor said:
PS. When i see the cashier getting ready to swipe the card i usually stop them and ask why or speak to manager. I don't let them swipe because almost all the time, except e.g. pnp terminal for discovery transactions, swiping the mag strip is not needed and more indicative of potential cloning, bad trained staff or just old old terminal/pos programs. Kinda like .
Click to expand...

Why I was asking. You shouldn't need to swipe.
 
My new platinum credit card has it, got it a few weeks ago.

I saw the Woolies at Engen (False Bay 1) has the readers. Was so surprised I didn't even try it.
 
thanks for the informative posts. Have become a lot more weary of people wanting to swipe instead of chip-n-pin since reading MyBB

So do the nfc enabled readers have something written / printed on them so you know?
 
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