Geely E2 Apex, pull the trigger or am I going mad?

What happens to the buy back value (and balloon) in the case of a small or even mild fender bender in your time of ownership?

Question is for anyone who can answer, as to me it's another reason to just avoid that path.
yes there will penalties I presume. Same goes for the mileage restriction, if you go over you pay AA rates to them. I think your comment also cleared my thinking around the next steps. When I buy it should be my car without restriction.
 
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