yes there will penalties I presume. Same goes for the mileage restriction, if you go over you pay AA rates to them. I think your comment also cleared my thinking around the next steps. When I buy it should be my car without restriction.What happens to the buy back value (and balloon) in the case of a small or even mild fender bender in your time of ownership?
Question is for anyone who can answer, as to me it's another reason to just avoid that path.