HTC Desire - MTN Anytime 200 contract?

Opium said:
Maybe going directly through MTN SP is a better option, will email. Can I ask how much anyone on MTN200 paid?
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Just got mine on MTN200, there are two options, can either pay R208/pm with a R3199 pay-in or pay R339/pm and get the phone free. I chose the latter
 
Thanks Acidrain :) Will do the pay-in cause I wanna put a 50 rand SMS bundle and a 50 rand Data bundle on top, seeing a 400+ bill every month would depress me. Anyone know how much phone insurance is?
 
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