Speaking of indefinite leave to remain. I was reading about applying for it and it says you can only apply exactly 5 years of living in UK.
But my visa expires after 5 years.
How does that work? It suggests that I'd have to renew my VISA before applying for indefinite leave to remain so that I can keep my right to rent and work here while I wait?
No, you apply for the ILR 28 days before your 5 year visa expires.
You're then subject to some rule, I can't remember the name, where your existing visa is automatically extended until the decision on ILR is reached.
From gov.uk:
When to apply
The earliest you can apply is 28 days before you’ve been in the UK for 5 years on your Ancestry visa. Your application may be refused if you apply earlier.
Do not wait until your current visa expires. If your visa expires before you can apply for indefinite leave to remain, you’ll need to
renew it first.
Fees and how long it takes
It costs £2,404 for each person applying. You’ll each need to have your biometric information (fingerprints and a photo) taken - there’s no fee for this.
You’ll usually get a decision within 6 months if you apply using the standard service.
You must not travel outside of the UK, Ireland, the Channel Islands or the Isle of Man until you get a decision. Your application will be withdrawn if you do.
Get a faster decision on your application
You can pay to use the super priority service to get a faster decision.
It costs an extra £800 to get a decision:
- by the end of the next working day after providing your fingerprints and photo (known as ‘biometric information’) if your appointment is on a weekday
- 2 working days after providing your biometric information if your appointment is at the weekend
Working days are Monday to Friday, not including bank holidays.