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Question of the Day: Which is the most hair-raising South African mountain pass you've driven?
Immigrating to the UK
- Thread starter AchmatK
- Start date
Messugga
Honorary Master
Nah, surveys happen before contract handover. You do the mortgage application and they send out someone to do a valuation. Based on that, they confirm that they'll provide you with money.
Then you instruct your solicitor to do their surveys which checks documentation and such, and you can have a comprehensive survey also done where someone goes out to check the entire property for issues such as problems in the roof, foundation, plumbing, etc. Only once the buyer is happy with that, do you exchange contracts, which is the actual sale process executing.
It feels really different to what you'd do in SA.
We bought last year, I have already forgotten the timeline and order of events.
**** my age
PS: I remember the surveyor only really cared about any big tree that could affect foundations, and ensuring I didn't have that insulation foam in loft. Other than that, was quick and easy.
Messugga
Honorary Master
Yeah, they care about the value of the property being in line with what you are paying for it, and big structural issues. The other survey you can pay for looks for in depth stuff beyond what a lender would need to worry about.We bought last year, I have already forgotten the timeline and order of events.
**** my age
PS: I remember the surveyor only really cared about any big tree that could affect foundations, and ensuring I didn't have that insulation foam in loft. Other than that, was quick and easy.
Fortunately, we didn't need the in-depth survey as we lived in the house for 2 years renting from the owner, so we had a good idea what we were buying. When she decided to sell, she gave us first dibs on it which ultimately saved stress and money for everyone involved.
Must say, it feels good to own property again. I absolutely loathed renting, especially after owning a paid off house in SA.
Be thankful that all the numpties who used to call people who left SA "Chicken Runners" and made out that crime wasn't an issue because heart disease and cancer kill more people, have left the forum.
There is a lot of fact bending, and the putting forth of bad hypotheticals to making staying in SA a "choice". There are plenty of legit reasons for the choice, such as: "I would miss my family too much.", but oh no... it has to be inferior in every way: Weather, housing, schooling, medical, people, work, etc. Pretty sad.
Also, let's not forget that as an Expat, the fact that you're on an SA forum means that you secretly long to return, since as an expat, as soon as you set foot in another country, you should immediately lose all interest in the country you were born and raised, where your family still lives, and of which you are still a citizen of. /s
The Voice
Honorary Master
Yeah, love that one: “you don’t live in SA anymore, so why are you still on a South African forum?”
Dave
Honorary Master
You were really lucky to get a mortgage in your 70’s…
Sounds odd, but I sometimes wish I was 70 so I could retire
Tman*
Executive Member
- Joined
- Jul 18, 2012
- Messages
- 7,408
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- 8,843
Starlink not an option?
Saw this special yesterday; https://www.currys.co.uk/products/s...+Deals+Ltd&sv1=affiliate&sv_campaign_id=47868
Messugga
Honorary Master
Starlink could be, thanks for the link. Their monthly subscription is just a bit expensive as a backup but if that's what's needed for me to work then that's what I'll get.
killerbyte
Expert Member
The joke is that I had to move to another country before I could come back to SA and have a good vacation. I took family out to dinner, I bought Christmas presents for everyone, I proposed. I had more disposable income for a holiday than I have ever had in my entire life. And I got to have a vacation where no one from work bothered me.
On my last point... anyone notice how in the UK they preach work life balance. I don't have any one's mobile numbers because you don't ever need to contact them outside of office hours.
Yep, something I noticed as well. At my company you also get your full allotment for the year in Aug. So I was able to take 2 weeks off while only working there for 2 months. Felt strange at the time hehe.
Yeah, it's wonderful. In SA Whatsapp was the bane of my existence and I was never left alone if gone for more than 2 days.
What % deposit do you have to put down?
**** thats a huge salary
Candystore
Expert Member
- Joined
- Jan 23, 2009
- Messages
- 2,992
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- 943
House or apartment?
This is true for me as well, never been contacted outside working hours for work.
Tman*
Executive Member
- Joined
- Jul 18, 2012
- Messages
- 7,408
- Reaction score
- 8,843
Hit miss for me.
Previous employer, you down tools like EFF. Once the clock hits 17:30 you close your laptop and go home. There is no such thing as overtime. Employees didnt even bother with handovers when they go on leave. "Where is Suzie, we have a project deadline" - "Oh, didnt you know she is in Spain for 2 weeks"
Current employer 12h days are standard. I suspect its got something to do with the fact that they have a 90% immigrant workforce, and visa's are tied to jobs (completely my opinion on my observation). Hard work is rewarded with more work and without saying it, they use the tied visa as a negotiation tool.
killerbyte
Expert Member
Honestly that sucks.
At my current job we do handovers, there is good communication within the teams that work together. We all start at 9 and end at 17:30, unless something keeps you late but generally that's your choice.