Iphone 4 insurance

Speaking of insurance, how much have ppl insured for? also if my phone was stolen today where would I get a new one, afaik you can't just buy them without a contract
 
Speaking of insurance, how much have ppl insured for? also if my phone was stolen today where would I get a new one, afaik you can't just buy them without a contract

they are available for cash purchase actually.
 
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