Liberty

[Vengeful]

Moved away from them as others have done. Have Coronation now with lower fees (Liberty was investing into Coronation anyway with their fee added on, didn't make sense).

 

[Goosfrabba]

Thanks that makes alot of sense, i work abroad alot so already my tax falls away and do not really need to think about an investment that could help me lesser my tax.

Well in an endowment (Builder series), the tax is paid within the fund. So when it pays out the tax has been sorted for you. With a unit trust, you are responsible for the tax. It changes every year but there is an exemption applicable so it's really only when you have a good couple R100k that it really starts hitting your pocket. But even then, any tax paid would likely still be less the fees of an endowment.