Medical Aid Advice

[Deon - Cape Town]

Hi All,

This is my introductory post. I'm looking to sign up for a new medical aid plan and have been considering BestMed. Does anybody have experience with them? Any suggestions for a good/reliable plan?

I am looking for a plan for my sister and myself, we are in our early 20's and looking to pay less than R1200 a month. I do edible landscaping (In case anybody out there needs a food garden, chickens, ducks, worms, rainwater harvesting, grey water systems and or permaculture design and she is a professional photographer, specialising in competitive sailing in Cape Town.

Thanks for your time!

Deon

 

[Grubscrew]

Bestmed is a great medical aid, can't go wrong with them.

Side note: edible gardening as your profession. How did you decide on that?

 

[rodga]

I'm with bestmed. The SO has a few conditions that bestmed refuses to cover under chronic even after numerous doctors motivations. We are on pace 1, which is about 4700 for the 2 of us, but still need to pay 1500-2000 for meds and doctors visits.

I didn't really have time to see a new consultant/broker this year, the last one we had advised us that this plan was the correct one for us. I dont think it was, but don't want to move a new provider just yet. So going to look at dropping to a lower plan for the mean time.

 

[Deon - Cape Town]

Thanks for the Replies! I'm going to call up a few different companies tomorrow and try get a feel for them.

 

[Deon - Cape Town]

@ Grubscrew - I'm passionate about permaculture, the environment and empowering people to provide for themselves. Right now the edible landscaping is my way to do that and make a living, however I'd like to move more into regenerative agriculture as I think that's the place where I can make the greatest positive impact and gain the most life satisfaction.

 

[joevan]

I would recommend you get yourself a good broker. Went this route a several years ago after spending hours on the phone and internet investigating various options. Best move I made as they generally know about all the fine print you will probably miss, and dealing with the individual companies on the phone can be highly frustrating.
Had to downscale this year due to retirement and spent about two weeks investigating different medical aids and options, finally gave up and traced my previous broker who had moved to a different company. Told him what I could afford, and what I needed from a medical, and it was done!!
Remember that when dealing directly with any medical aid they will be pushing their own product! A broker on the other hand deals with several different medical aids and can advise you on the subtle differences most of us will not even notice.