money & relationships

Me and the wife always did our budget together and completely trust each other. I never got the my money vs your money system. It was always our money to us. We have copies of each others credit cards, and full trust and disclosure. The fact that we have and stick to a budget helps a lot though. We put money aside each month for family expenses such as groceries, petrol, etc. Very importantly we also put money aside that is personal to each person and that they spend themselves. Pocket money we get the same but for clothing I give her more than double what I get as guys spend a lot less on clothes and don't need make-up etc which is expensive. Its a great system but does require both partners to be disciplined at sticking to the budget.

On the other hand I know people where the husband hides how much he earns from his wife because if she knew she would just blow it. He gives her cash for expenses as she needs it. I could never operate in a marriage with that little trust. My wife also when she worked was surprised at how many of her female work colleagues wished they could stop working and spend time with their kids but instead kept on working as they could not face asking their husbands for money each time they needed anything. Seriously broken relationships are formed by that arrangement. If one partner has to ask each time for money then the day you are in a bad mood you will use the money as punishment. Its best to just know up front what is budgeted for each category so that money is not a part of any of the fights.
 
my money is mine. sorry - i said MINE. i'm not sharing. hubby pays everything. other than that we are very happy :D. won't be having it any other way. :twisted:

Are you serious? Your husband goes to work, and pays for both his and your expenses? You don't contribute anything towards shared expenses?
 
Are you serious? Your husband goes to work, and pays for both his and your expenses? You don't contribute anything towards shared expenses?

Hope what Celine said is a joke, because that is a serious case of being stuck up and selfish. Although, judging from her other thread about her daughters friend she seems like the type that sits at home all day with a stick up her ass, sipping margheritas and looking down on everyone for not being able to go to church 5 times a week.
 
My SO and I split the rent and food bill 50/50, I pay the water and lectric, I pay for all the "luxuries" (food and drink when we go out) and I also cover the day to day expenses like bread milk etc... At the end of the day its probably about 60/40 if you take into acount all the expenses.
 
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I make about double what my SO makes, so I try and keep that as our spending plan ratio.
 
Meh, we don't live together and we don't really have expenses. So I just blow some cash on her when we go drinking.
 
SO doesn't know how much is in my accounts. I earn way more than her and my salary changes every month so she really doesn't know how much I earn. Try and plan for a wedding and a house at the same time....hectic stuff. I paid for the 10% deposit on the place, told her she has to save and pay for the furniture (1st time buyer....so excited). I do have money for the furniture, just not telling her otherwise she wouldn't save as much thinking I would once again pay for everything. However we will be splitting the bills 50/50 as we both have good incomes and stable jobs.
 
Are you serious? Your husband goes to work, and pays for both his and your expenses? You don't contribute anything towards shared expenses?

oh no he doesn't pay for my things. i pay for my own things and if the girls need personal items, then i buy that sort of stuff. but that is minor issues.
 
SO pays the rent, I pay the car and insurance..which adds up to the same. We split the grocery bills, same with electric. We pay our own acounts, debt. I earn more per hour than SO, but he works more overtime, so earns a little more than me. Even though we each contribute 50/50, there's still money arguments :(
 
Hope what Celine said is a joke, because that is a serious case of being stuck up and selfish. Although, judging from her other thread about her daughters friend she seems like the type that sits at home all day with a stick up her ass, sipping margheritas and looking down on everyone for not being able to go to church 5 times a week.

i don't sit home all day - i work from home.
i don't drink - and you're more than welcome to go to church TEN times a week, just don't expect me to accompany you. :D
 
meh... I only earn about 60% of what my wife does. She pays for the bond (about 30-40% of house value) and I pay for insurance, rates, armed response and a loan we got to buy the house (currently on about 5% of the house value). She pays the maid, I pay the gardener. We both pay for our own cars and cellphone contracts and I pay for internet. She pays for gas. The rest of the stuff like food we kinda split but normally she will end up paying for monthly shopping. I will normally be buying the tech stuff. She also pays for medical aid (but uses most of it too). We both pay towards our own retirement funding.
 
This is terrible.

yes it is hey LOL. i knew i'd get a reaction like this.

i actually get 2 incomes. 1 is from my pension which i keep and the other is from my business which goes to my hubby completely. i don't actually care what he does with it that's why i keep my first income for the girls and myself. :D
 
SO pays the rent, I pay the car and insurance..which adds up to the same. We split the grocery bills, same with electric. We pay our own acounts, debt. I earn more per hour than SO, but he works more overtime, so earns a little more than me. Even though we each contribute 50/50, there's still money arguments :(

How come? :(
 
hey dewdrops - here is the finance thread. come read it...........nowhere did i talk about my husbands finances. get it!!!!! <----- look 5 exclamation marks. love them.
 
i was actually calling that droplets person dewdrops. him and his nick. :rolleyes:
 
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