My first time - it hurt :(

[Elimentals]

How could FNB know it was fraudulent? How do they know it was not you making the transaction ?

I suspect that 1st time a vendor or certain IP gets reported it gets flagged and future transactions from that vendor/IP will send an Automated message to the original card holder.

Think FNB just builds a database of Positives and check that on every transaction, should not be to hard to implement?

 

[sdd]

I don't understand what the big issue is. That's why you have automatic insutrance on your cards.

Just don't EVER lie about a transaction being fraudulent when it was yours. You will be screwed!

 

[PapercutPrincess]

That is why my card is blanked out on the back! My CVV number never stay on my cards for more than about a week... committed to memory ftw.

+1 to this idea!

To the OP... It sucks that you had to go through that :/ though at least you're getting the money back!
My mom's card was scammed last year for R3000 :O the bank put a stop to it of course but that's a lot of money.