New FNB "tap" cards

[braniac]

I see your point. My main concern is situations when your card is dropped/lost/stolen.

It's the same as dropping/losing a R200 rand cash. Except you can't stop cash but you can stop a card.

Hey All,

Fnb (and im sure the other major banks) started rolling out the new cards that you dont have to swipe or insert into the POS machines. You just tap the machine with your card and off you go.

What erks me about these new cards, is that your PIN is no longer required. I didn't have to enter my PIN at various outlets including Edgars, McDonalds, Woolies and so forth.

Am I being paranoid that My accounts are no longer "secured" being my PIN?

What are your thoughts ?

200 bucks.

^ This

Tbh, I prefer this. It limits the chances of my card being skimmed. And my card has been skimmed numerous times in the past and what a ballache to have the card cancelled, fraud forms filled in and a new card issued.

Hong Kong's rail system (underground and overland) is called the MTR and they use a prepaid card called the Octopus (Oyster card for you London goers). You can load cash in the Octopus at any 7-11, at the subway stations or online. It's widely accepted at many convenience stores like 7-11 and even supermarkets. It's quick and painless. I wish we had a system here too.

 

[supersunbird]

It's the same as dropping/losing a R200 rand cash. Except you can't stop cash but you can stop a card.

So less protection then the non tap cards?

 

[braniac]

Yes but more protection than cash.

 

[voldoverse]

View attachment 420254

is that.... from Reboot?!!

 

[supersunbird]

is that.... from Reboot?!!

:crylaugh: Glad I'm not the only one who watched it.

 

[DrJohnZoidberg]

:crylaugh: Glad I'm not the only one who watched it.

I still watch it.

 

[Swa]

is that.... from Reboot?!!

I think so.

 

[backstreetboy]

What about mentioning that you are linked to this company?

Don't quote spam SMH.

 

[DrJohnZoidberg]

Neither the tap to pay or chip works anymore on my FNB credit card. It seems the more technology they add the less reliable these cards become.

 

[Sinbad]

I use tap every single day.
Mostly using my phone to be honest.

 

[The_Mowgs]

I use tap every single day.
Mostly using my phone to be honest.

What do you mean by "mostly your phone"?

 

[SauRoNZA]

What do you mean by "mostly your phone"?

He uses his phone to pay instead of the card.

Is it that hard?

 

[The_Mowgs]

****sakes. HOW does he do it????????

 

[mister]

****sakes. HOW does he do it????????

With a phone that supports NFC

 

[The_Mowgs]

With a phone that supports NFC

So I take it theres an app that scans your card and then you use the phone as if it were your card?

 

[Sinbad]

So I take it theres an app that scans your card and then you use the phone as if it were your card?

Fnb app supports simulating your card with your nfc enabled Android phone

 

[The_Mowgs]

Fnb app supports simulating your card with your nfc enabled Android phone

Thanks.

 

[Dave]

I use tap every single day.
Mostly using my phone to be honest.

I used to mainly use my phone, I find I'm using my watch more now.

 

[krycor]

No iOS/watchOS support but i dunno if they opened it enough with the last round of nfc & o/s changes (Apple Pay requires Apple to support via banks which isn't added in SA).

I prefer tapping but wish they'd allow dynamic time limited pin & card use or otp for pin. i.e. when you want to use a pin, you use the app to set it and its valid for 1 use for a fixed period of time or even disabling card till you enable for a fixed period but bleh this likely breaks card ssoc rules.

 

[Blu82]

I still watch it.

Don't watch the trailer for the remake they are doing.