Yeah. We don't even get the cheap options like we used to with Polaris...at least at that time, the bottom end of the market had products to choose from. The RX-470/570 were great for the value they offered...there aren't products like that at all anymore. Admittedly that was before mining and whatnot warped things.
Giving family advice sucks because inevitably you get the that much? question. Didn't used to be that way.
I do believe that UDNA will be a big departure. Though AMD has made progress with its open libraries and Instinct series GPUs, more so with CDNA 3, it is not doing so well in the enterprise market. At least, we could see a consumer-level matrix core. A dedicated approach, like Nvidia's. This could potentially lead to parity with path/ray tracing.
I am certain that AMD will have a GPU (UDNA) that is better than Blackwell. However, Rubin that is Nvidia's upcoming GPU, will also be all new. Only time can tell.
Then there is the other thing. AMD will sell RDNA 4 on what RDNA 3 can't do. The thing is, all known new technologies are built on rocWMMA. I do read their documentation. There might be some new things that aren't documented, and both AMD and Nvidia have introduced new things at a later stage that are compatible with new(er) architectures. I know that some bells and whistles will trickle down to RDNA 3. There might be some cost, but I don't think it will be that big a deal. AMD might stall it, but people will dig into those drivers.
Regardless, though, the new tech I have written about. It is big, but it won't be applicable to current games and applications unless it is updated /cough, remastered. All I know is. People with RTX 3000 and RDNA 2 GPUs might get some more time with their GPUs, pending.