Now Nedbanks is claiming its secure, but cant you change the cellphone number it sms's to in your profile and then well, the hackers could sms themselves these authentication codes after logging into your account?
I do NOT like Nedbank because they are expensive and their service st!nk$. To get into your ABSA account your password stream is randomised. They also offer level two security and sends an sms to a predefined cellphone when you create a beneficiary. So Nedbank's claim that they are the safest is not entirely true.
FNB will send you either or both sms/email after logging in successfully to your account. So if it's not you then you can take action. Now to log in you have an option to use DigiTag. This is your third level of security. The string is very long and cannot be guessed, it does not give the same string more than once. You also get arleted when creating a benficiary or when there's any activity on your account. Dream on Nedbank... Try your cheap advertising somewhere else.