Payment gateways

T

TStringList

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Hi guys,

I'm looking for a payment gateway for a subscription based product. It should accept credit card at the least with the lowest transaction fees. I see that Stripe isn't available in SA. PayFast seems ok but the transaction fees seem like it could be lower.
Anyone have any practical insight to share?
 
Following this thread.
I need to find a subscription based payment processor that bills in USD.
I'm using Paddle at the moment, but their fees are really high. Paypal is probably a close option but their API is quite a nightmare.
I've used Stripe on an EU based client's website & it was an absolute dream working with it.

At least, it would've been nice if Payfast / Mygate gave me the option to bill in USD.
 
There are no South African payment gateways the take non-ZAR.

PayPal’s redirect based payment api is as simple as any other redirect solution
 
PayPal is good but you need an FNB account to get money from your PayPal account to local funds, they also ask a flat rate of 3% for the currency conversion. What is neat is with QuickBooks you can send auto invoices with integrated PayPal payment.

What is also useful is you can use the money in your PayPal account to buy goods internationally if you want some value and do not want to pay the 3% conversion fee.
 
I would not recommend FNB and PayPal. Paypal works best out of south africa since they offer VISA Cards, in south africa SAGE would be the best! Try other options including SID, VCS etc...
 
I decided to sign up with PayFast but it turns out that they do not have an api to manage subscriptions.
The users of my app need to be able to pause and resume subscriptions themselves. PayFast requires me to login to my PayFast dashboard and manually pause a subscription.

Anyone know if this can be done with other gateways?
I have made inquiries so am awaiting feedback from other providers.
 
I would recommend pay fast for subscription based payments / adhoc.
Payfast’s signup process is fast and simple and their documentation is up to scratch - additionally they have quite a few add on modules.
 
Jade @ ZA Domains said:
I would recommend pay fast for subscription based payments / adhoc.
Payfast’s signup process is fast and simple and their documentation is up to scratch - additionally they have quite a few add on modules.
Click to expand...

Does your company offer services to setup payfast on customer websites?
 
Just throwing another one in for anyone who might be curious – Peach Payments looks pretty good. Also bumped into Flutterwave Rave, the latter of which looks a little easier to integrate.
 
_neo said:
Just throwing another one in for anyone who might be curious – Peach Payments looks pretty good. Also bumped into Flutterwave Rave, the latter of which looks a little easier to integrate.
Click to expand...

Peach Payments' iframe/JavaScript option is probably the closest thing we have to Stripe in SA, but just be aware that they offer zero after hours support. So if something goes wrong at 5:01PM on a Friday, it won't even be looked at until the following Monday (or whenever the next working day is).
 
ronald911 said:
I've been using flutterwave. Works like a charm. Payouts take about a week though, but nothing major.
Click to expand...
I just started on Flutterwave but can't get my recurring payments to go through. The initial payment always works but the first scheduled payment fails. Any idea what I might be doing wrong? I've tried their "payment links" option as well as their woocommerce subscription plugin. Neither accepts the recurring payment.
 
Luandrn said:
I just started on Flutterwave but can't get my recurring payments to go through. The initial payment always works but the first scheduled payment fails. Any idea what I might be doing wrong? I've tried their "payment links" option as well as their woocommerce subscription plugin. Neither accepts the recurring payment.
Click to expand...

strange.. did you create a Payment Plan under Billing tools?
 
ronald911 said:
strange.. did you create a Payment Plan under Billing tools?
Click to expand...
Yeah, but I tried to buy a product on my store with a recurring payment of 1 day first. That failed. So I created the payment link under billing tools with a recurring payment of 1 hour to test and again the recurring payment failed. Been in contact with them since Friday but still no solution. We have no idea what could be causing this.
 
ronald911 said:
I've been using flutterwave. Works like a charm. Payouts take about a week though, but nothing major.
Click to expand...
Hi Ronald, sorry to bother you regarding this again. Just a quick question - do you have any idea who the acquiring bank for flutterwave is (or have any idea how I can find out)? I'm having problems with payments from Absa not working and flutterwave has been trying to solve the issue for 25 days but no luck so far. I contacted Absa but they need more info on the failed payments from the acquiring bank. Flutterwave (for whatever reason) won't tell me...
 
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