The recommended charging rate for most batteries is 0.1C - so for 100Ah, that is 10A.
Are you batteries in parallel? If so, then use the 20A setting to get 10A to each battery. If you batteries are in series (24V) then 10A will be the correct setting.
It was sold as a 24v - 2x100ah batteries unit. I will stick with 10A.