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My personal recommendation is rather to go for a high end quad core and a p5k deluxe motherboard with 4gigs of memory. Let's say a q9550 (3k) + mobo (1.6k or lower) + ram = 5k. that's a significant enough savings that you can push some other things and hit the 10k budget. A couple of months will not be enough to make a real dent in the prices I think - except that ati's 4000 series is receiving a significant price cut very soon, which will make a 4870 quite manageable with your budget.