cr@zydude
Honorary Master
They should actually not allow the swipe because if its fraud then they have to pay.
As for the pin, its probably because its not a credit card ? All debit cards need pins.
I was asked for my pin in this situation, but I was a Virgin Money credit card. Most times when swiping it, I am asked for a pin.
You can't force them to take the risk.... remember its all on them.
I remember a while back that Mastercard was going to start charging extra for fallback transactions. Most places just do it because they want your business....
So merchants can refuse you swiping your card, that's disappointing. If this starts to happen often I'll need to get a new card. Crazy though, since this one is less than a year old.