Not necessarily. We don't have insurance for this. In a lot of cases the claim will be less than the excess that has to be paid never mind the premiums.
@OP - Do you know why the dealers appear to be such knobs about this? It's because people take a chance and people lie. Happens everyday.
"When I gave you my car this morning this dent wasn't here", "I left my iPad under the front seat and now it's gone", "I had R200 in the ashtray" - these are the three latest issues that I have dealt with.
Last year a guy claimed his iPod was stolen, he signed the forms etc saying he emptied his car etc. But as a gesture of good will we offered to replace it because he made a BIG scene. He sent me a pic of the "old" iPod. I found one on Gumtree in better condition than his old one, even had double the capacity. It was going for R1 200. So we gave him the option of us giving him R1 200 or us buying him this one off of Gumtree.
He demanded a brand new iPod. Needless to say he eventually took the R1 200 cause he was taking a chance.
It's probably because I am on the other side of these occurrences but I have very little sympathy for people who have stuff stolen out of their cars when they have already signed to say they have removed their possessions.
Don't get me wrong, it sucks and it shouldn't happen in the first place! We fire a few people per year for theft so we do investigate and check the CCTV etc but it is so difficult to see someone stealing stuff out of a car. We even make our cleaners use clear rubbish bags because we caught someone taking cellphones and iPads off of desks and throwing them in the bin bag, they then throw the bag in the bin outside and collect it after they leave the dealership at the end of the day.
