Tips to Boost your eBucks

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Pulled in a good haul of around 21500 ebucks this month on Gold.
Sadly with the rule changes that won't happen again.
Booked flight tickets online, the excess automatically spills to shopping credit card after R3500. The ebucks limits on those two categories are eB1050 for online and eB5000 on credit card shopping.
With the spending caps in the new rules this changes to eB900 & eB2250 respectively (added to the fact that online spend doesn't flow through any longer). Booked hotels this month and spend of > 20k will be limited to R3k qualifying spend.
Electricity will also fall away (on gold).
I've channelled as much spend as possible to online, so will have to rethink and find ways to favour physically swiping for stuff again, rates, telkom, etc once the 3k cap is reached.

Why don't you upgrade to plat or PC? Do the calcs and see if the additional monthly costs are less then you would earn from the new limits.
 
Was thinking about it. This is my SO's account. Too much admin to move my account over.
Also this spend is unusual.
The online spend cap is higher on other accounts but not enough to warrant moving.
The electricity is a straight R100 worth of ebucks we'll lose.
Will live with the lower earn for now. May still average around eB10 000 which is not too bad.

Thought I'd highlight the above for others who may be in the same situation. I was playing around with the new calculator with current months spend and compared earnings.
 
Well thanks to you guys I am now on RL3.

They seem to have cocked up one thing though where it says spend R2000 or more on your CC for 2500 points I only got 1500 points although I spent R7500+ from what I remember.

I know I didn't have the card for a full calendar month and only got it mid monty, but surely they mean in any given month you need to spend more than R2000?

****

Oh never mind found it on the other page where they break down the points properly. Why don't they just shot it all in the "how you got this" column and make it simple?
 
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If you are two people spending on one account i can't imagine staying on Gold. Move up to Platinum :)

You are right. I have asked my SO to move up but then considered changing to FNB myself. Will probably end up with her on Platinum.
 
The overdraft ebucks points...

With the updated rules... Does my O/D have to be at the set limit over 1 evening (does the system check at midnight) in order to meet the criteria? Or is it for longer than that?

And is it OK to move the funds into my access bond for the set period?
 
Following on from my post yesterday, I have in fact gone from 18000 bucks last month and RL5 down to 3000 bucks and RL3.

If you only knew the schyte I went through last year to align my cards (long story) and get back to RL5 at last 2 months ago, you'd understand why my life might just actually be better if I just say fsck it and change banks.

:mad:
 
Following on from my post yesterday, I have in fact gone from 18000 bucks last month and RL5 down to 3000 bucks and RL3.

If you only knew the schyte I went through last year to align my cards (long story) and get back to RL5 at last 2 months ago, you'd understand why my life might just actually be better if I just say fsck it and change banks.

:mad:

I was in the same position as you. I dropped levels, after investigating, I saw cards/accounts must match, otherwise you earn something like 10% your normal rate.

That rule has been dropped from July 2015 right ?
 
Has anyone contacted their premier banker or bank regarding the new fees charged ... and the yearly fee that was taken in Feb 2015 ?

I still await feedback from my premier banker.
 
My Credit Card Statement came this morning at 07:41 but if you look at the email it said 8 July 2015 at 15:50...
FNB Credit Card: Credit Card Statement - MR xxxxx - 2015-07-08

I think it's just an insanely long email queue from FNB. The date most (or maybe all) email clients display is the "Date:" header line which the sender can set to pretty much anything. Sorting is usually be received timestamp.

If you look at the email headers you can see that it spent a few days in relay.

Code:
Delivered-To: [email protected]
Received: by 10.112.****.**** with SMTP id ****;
        Fri, 10 Jul 2015 17:39:09 -0700 (PDT)
X-Received: by 10.181.****.**** with SMTP id ****;
        Fri, 10 Jul 2015 17:39:08 -0700 (PDT)
Return-Path: <****@hammeredd.co.za>
Received: from relay246.enterprisedd.com (relay246.enterprisedd.com. [41.160.148.66])
        by mx.google.com with ESMTPS id ****
        for <[email protected]>
        (version=TLSv1 cipher=ECDHE-RSA-RC4-SHA bits=128/128);
        Fri, 10 Jul 2015 17:39:08 -0700 (PDT)
Received-SPF: pass (google.com: domain of [email protected] designates 41.160.148.66 as permitted sender) client-ip=41.160.148.66;
Authentication-Results: mx.google.com;
       spf=pass (google.com: domain of [email protected] designates 41.160.148.66 as permitted sender) smtp.mail=248_19511e7a-33e9-440e-abaa-8595d8191e4e@hammeredd.co.za
Received: from FNB-Card2008.Enterprisedd.local (Not Verified[196.31.128.248]) by relay246.enterprisedd.com
	id <B559d922c0005>; Wed, 08 Jul 2015 23:12:12 +0200
From: "FNB Credit Card" <[email protected]>
To: [email protected]
Reply-To: "FNB Card" <[email protected]>
Subject: FNB Credit Card: Credit Card Statement - **** - 2015-07-08
Date: Wed, 08 Jul 2015 23:12:11 +0200
 
Delivered-To: [email protected]
Received: by 10.64.12.228 with SMTP id b4csp819767iec;
Thu, 9 Jul 2015 11:34:35 -0700 (PDT)
X-Received: by 10.194.52.37 with SMTP id q5mr35663923wjo.122.1436466875218;
Thu, 09 Jul 2015 11:34:35 -0700 (PDT)
Return-Path: <[email protected]>
Received: from relay246.enterprisedd.com (relay246.enterprisedd.com. [41.160.148.66])
by mx.google.com with ESMTPS id cj8si11164261wjc.164.2015.07.09.11.34.13
for <[email protected]>
(version=TLSv1 cipher=ECDHE-RSA-RC4-SHA bits=128/128);
Thu, 09 Jul 2015 11:34:35 -0700 (PDT)
Received-SPF: pass (google.com: domain of [email protected] designates 41.160.148.66 as permitted sender) client-ip=41.160.148.66;
Authentication-Results: mx.google.com;
spf=pass (google.com: domain of [email protected] designates 41.160.148.66 as permitted sender) smtp.mail=203_aa8ed76f-c822-4be6-aada-8ec905f9f3c7@hammeredd.co.za
Received: from FNB-ZACheque.Enterprisedd.local (Not Verified[196.31.128.211]) by relay246.enterprisedd.com
id <B559d265f0000>; Wed, 08 Jul 2015 15:32:15 +0200
From: "FNB Cheque" <[email protected]>
To: [email protected]
Reply-To: "FNB Cheque" <[email protected]>
Subject: FNB Statement: - 2015-07-08 - 60307031645
Date: Wed, 08 Jul 2015 15:32:15 +0200
Message-ID: <[email protected]>
MIME-Version: 1.0
Content-Type: multipart/mixed;
boundary="--=6F9919CCC5B9413FA106_844D_8A2B_F15F"
 
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