South Africa’s biggest forum. Discuss, discover, and connect with thousands of members.
The pb was not my choice, the insurance called and said they approved the claim and gave me the details of the designated. What worries me is that there is an online service for the pb to update the progress on the car, but they do not use it. I called them last week and they said my car will be done by today (Tuesday), when i called yesterday the person looking after the car said he does not think it will be ready today maybe it will be ready on Friday. He told me to call on Wednesday to check, but he will not be there any more Tuesday will be his last day at work. So I am going to visit them because I want to make sure that the guy has been telling the truth otherwise they might just turn back and say that he has been lying to me all along, no work has been done on my car, there is nothing they can do the guy has already left.Why don't you trust them?
You are in your right to check on progress. Which insurer cause that will indicate the p/beater. Was the pb your or their choice?
Insurers, normally have an approved list of p/b and they need to abide by stringent requirements.
What vehicle is it?
Update: I am coming from the pb, i am not happy at all. I need your advice, the bumper, bonnet, grille, craddle and headlamp are going to be replaced. But the Bumper, bonnet, grille and cradle are all pirate part, i was never told about this. The reason why I am paying insurance is so that my car is restored to the original state but that does not mean they can just take any rubbish that does not have any quality and standard certification and put it on my car. I wouldn't mind if they took a second hand original part from a similar car and resprayed it because at least i know it is of similar quality as the parts on my car.
Since the bumper does not have any information to show who the manufacturer is thus specifications on quality are not available, how do I know that it would be able to withstand the least impact, nor for how long will it stand the heat without deforming. For the bonnet, how do I know that it is of appropriate strength not to cause unnecessary noise vibrations, or that it can sufficiently withstand the heat from the engine without damaging the paint work. For the craddle, how do I get the guarantee that it wont shutter or get distorted as a result of the heat or pressure from the components attached to it.
Do you guys think this is a winnable fight?. I am not happy at all, I'm almost certain that if the fail to respond to my worries, I will be cancelling my policy asap.
Check if you still have your original battery. a Friends Battery disappeared while the car was at the panel beaters.
Ombudsman for Short-Term Insurance: The use of "pirate" and second hand parts in the repair of motor vehicles
12 June 2009
Ombudsman for Short-Term Insurance : [email protected]
Print this article
Send it to a friend
Brian Martin
Latest Articles
Short-term Ombudsman
Short-term insurance ombudsman cracks the whip
Office of the Ombudsman for Short-Term Insurance appoints new independent Chairman
New short-term ombudsman will meet challenges head on
New jurisdictional limits for the Ombudsman for Short-Term Insurance
Dismantling the roadworthiness repudiation
Short-term ombudsman kept busy with a variety of claims
Complaints decline as underwriting margins recover
OSTI: Beware the carprehensive policy!
The Office of the Ombudsman for Short-Term Insurance frequently receives complaints from consumers concerning the use by Insurers when repairing motor vehicles of so-called “pirate parts” as well as second hand components. There is a perception on the part of the public that an Insurer is obliged, when repairing a motor vehicle, to use new original factory supplied parts in all instances.
The Ombudsman, Mr. Brian Martin, says ”the cost of repairing damaged motor vehicles has risen significantly over time and is a major factor in the high cost of motor vehicle insurance. If premiums are to be kept at reasonable levels and increases in premiums within similar bounds, it is imperative that everything possible be done to keep repair costs down, but at the same time without compromising safety or quality standards.” The low incidence of comprehensive motor vehicle insurance is an area of major concern to the Ombudsman and the less affordable insurance products are the greater the temptation on the part of consumers to self-insure, which can have far-reaching consequences not only for the motorist himself, but society at large.
The Ombudsman points out that in the modern world very few motor manufacturers actually manufacture the components incorporated into their motor vehicles and a high percentage of these components are sourced from specialist component manufacturers. Components may be common to more than one make of motor vehicle. A distinction is to be drawn between components made by reputable manufacturers which conform to recognise safety or quality standards and those which may be classified as fake or unauthorised copies made by unspecified manufacturers, often in China. Original factory supplied components must be fitted whenever a critical component of the motor vehicle may be damaged or where the warranty or maintenance plan of a vehicle may be adversely affected by the fitment of other components. Depending upon the circumstance of each case and in particular the age and condition of a car, there is however no reason why components made by outside component manufacturers should not be used where this can result in cost savings, provided that issues of safety or reliability are not compromised. The use of second hand parts, where appropriate, is also to be encouraged as a cost saving measure. The Ombudsman stresses that no hard and fast rule can be laid down and that each case must be assessed on its own individual merit. However, he appeals to members of the public to be reasonable and practical in their approach to the repair of accident damage and by insurers, pointing out that the underlying purpose of insurance is one of indemnification and not enrichment. He also draws attention to the fact that “betterment” is not applied in relation to individual components of a motor vehicle, but only where the overall value of an insured article has been increased through a process of repair or reinstatement. Should the insurer be able to show this through independent evidence, then the Ombudsman will allow a deduction from the claim to the extent of the “betterment”.
Just had a call from the insurance, I asked them if they could guarantee the quality of the supplied parts, they said they cannot but the pb will give a guarantee to the parts and the labour. If i cancel my insurance and something happens to these parts, what options will I have in terms of a recourse.
I asked them if the "components aremade by reputable manufacturers which conformed to recognised safety or quality standards and those classified as fake or unauthorised copies made by unspecified manufacturers, often in China." then they said they trust the pb to do the right thing so as they are an audi approved bodyshop, if I want any details then I should ask for invoices from the pb. That was the final straw, I am definately going to sell the car and change insurances.
They went on to say that these parts are just cosmetic parts so they are not critical part they will not hurt me in any way.