I am having the same problems you have cyberarmy - you have been capped, seems they were busy yesterday at GWI - first JohanG hinted\told me I was capped and then I phoned GWI to confirm and they told me I have been moved to the IS "congested" line because I have reached my 3Gig cap. I am also averaging 3kb to 7kb - just access my online banking to do a transfer, it took me about 10 minutes to do a simple transfer. Really frustrating. Wanted to download new nVidia drivers but nVidia's main webpage is still loading after 15 mins and counting):