What are you cutting back on?

[rvZA]

I sold my loss-making rental property, so you could say I’m cutting back on Joburg’s misguided art-deco phase.

Just my opinion but anything property related in SA is misguided the moment you want to purchase as an investment deriving income from it. The property market is gone, unless you want to buy yourself a property to live in, and do not place your hope on recovering your investment in future.

 

[Sanzer]

Have cut everything i could. Been reviewing the budgets regularly so see if there is anything else that i can remove or reduce.

 

[3WA]

Just my opinion but anything property related in SA is misguided the moment you want to purchase as an investment deriving income from it. The property market is gone, unless you want to buy yourself a property to live in, and do not place your hope on recovering your investment in future.

Yeah, I’m out of the property game for a while. And I took a loss on the sale because the above-inflation levy increases were putting pressure on my budget.

As for recovering my investment, I took the proceeds of the sale and dumped it into a global ETF, which then immediately dropped 10% (but has since recovered).

 

[lunch]

This month I totally ran out of money and had to ask my mom for some bucks. Never happened to me before, so am reassessing everything

 

[Creag]

Restaurants and take-away food mainly.
Cut Dstv a while ago now.
Might cancel Espn+ as I hardly watch anything nowadays.

 

[Creag]

Fewer trips out on weekends means saving fuel. We do out occasionally, but we love being at home.

 

[BBC]

Threesomes.

Hmmm....

Which club are you part of and what is the subscription fee?

Mine is free, so I definitely ain't cutting down on that

 

[Creag]

We buy fruit and vegetables once a week at places like Carreira's Fruit And Veg. Cheaper than supermarkets and stays fresh for a lot longer too.

 

[Prawnapple]

R130 for 1kg, where

My point remains, a jar of coffee = cheaper than any other coffee means.

 

[elf_lord_ZC5]

My point remains, a jar of coffee = cheaper than any other coffee means.

Point being, that when you pass a certain point, then I would rather not drink, what you get for cheaper. I drink Coffee, and Tea, for my enjoyment and pleasure, at the point where that requirement is not met, then I go without.

 

[chrisc]

Nothing

I do try and drive less, but half of that is avoiding the cowboys and traffic-light jumpers. My last car was written off by a while lady "in a hurry" in her Lexus.

Capitec have a 40c/litre scheme when petrol is purchased on 10th of the month

The other schemes (Clicks, Dischem, BP are a waste of time)

 

[Tabac]

Sold a flat for a profit. Levies was just too much.
Buy meat on special. Veggies on special. Fcking anything on special.
No more Lego builds.
Didn't even hunt this year.
Phone the SPCA - Come take me.

 

[elf_lord_ZC5]

Nothing

I do try and drive less, but half of that is avoiding the cowboys and traffic-light jumpers. My last car was written off by a while lady "in a hurry" in her Lexus.

Capitec have a 40c/litre scheme when petrol is purchased on 10th of the month

The other schemes (Clicks, Dischem, BP are a waste of time)

They all a waste of time ...

 

[Tman*]

2020/2021

- Driving a lot less. Doing grocery shopping once or twice a week instead of once a day.
- Kids enrolled in online schooling. Saved double on school fees.
- Spending less on food. No more two pieces of chicken or chops for everyone.
- Cancelling all online subscriptions such as AppleTV, Netflix, Amazon, etc. Downloading all movies and series online.
- Cancelled life insurance policies and also RA's.
- No more cinemas or weekend outings or holidays.
- No more restaurants or take-aways.

2022

- Stopped repayments on all bank loans, overdraft and credit card debt.
- Stopped all repayments on cellphone contracts. Replaced devices and now on prepaid.
- Stopped repayments on clothing credit accounts.
- Replaced all outside lights with solar lights.
- Cancelled medical aid. Now only on Netcare trauma insurance.
- Disabled all lights in all rooms in the house, with exception of the kitchen, bathroom and living room. Only use bed lamps with energy efficient bulbs.
- Disabled the oven. Only using the stove top.
- Installed two solar geysers.
- Cancelled ADT private security

Not sure what 2023 will hold in store. Will just sit back and see.

This gives a lot of context to the tone of your threads

 

[BBC]

They all a waste of time ...

No Sir, not Engen and eBucks!

cc @epah

 

[wingnut771]

If I could cut back on breathing I would coz there isn't anything else to cut back on.

 

[Dups!]

Hmmm....

Which club are you part of and what is the subscription fee?

Mine is free, so I definitely ain't cutting down on that

You sure do live up to your username

 

[6spdmanual]

Summer might bring some relief for me with less gas and electricity being used.

 

[Bruceg]

Nothing, don't have any debt. House paid, car bought cash.

 

[backstreetboy]

My point remains, a jar of coffee = cheaper than any other coffee means.

Not really. You make up for it by needing to use more sugar to get the jar of coffee down.