debt

  1. TeddyTwo

    Need advice on debt

    Hi all, I went to university and had to drop out due to a change in my financial situation. The university sent my debt to their lawyers and they sent a summons to me in August 2021. I spoke with them via email and they agreed to let me send proof that I was searching for jobs and unemployed...
  3. brner201

    DebtBusters & Hyphen PDA: Unauthorized Debit Order AFTER Termination – Mental Harm & Legal Claims Incoming

    I am posting anonymously for now, but everything in this post is backed by full documentation and will be escalated all the way to SAPS, the NCR, the NFO, POPIA, and the media if necessary. After falling behind due to job loss, I made a R3000 payment to DebtBusters in April to stay on debt...
  4. S

    Should I consolidate my credit card debt into a personal loan

    I'm going to start this post off by admitting that I have made bad financial decisions, I got a credit card many years ago, and despite being close to paying it off a few times, I now have a mountain of debt on this credit card. The details: I only have the credit card as debt. I owe R180 000...
  5. Agent67

    ConCourt hears of ‘human catastrophe’ after Eskom cuts off municipalities owing billions

    https://www.dailymaverick.co.za/article/2022-05-29-concourt-to-hear-of-human-catastrophe-after-eskom-cuts-off-municipalities-owing-billions/
  6. F

    Credit card - reduced settlement

    Hi All, I have an FNB credit card I've had for years, pretty much always close to the limit of credit and always paid as much as I can every month, normally a little more than the minimum repayment due (yes I know thats not recommended). My work and life has got more tricky, and now I may have...
  7. AmaDownload

    DEBT COLLECTION no cure no pay - SHARE your experiences, advice, tips

    Howzit Broadbanders, in previous threads I requested info on the use of debtcollectors to recoup outstanding debts such as rent or unpaid services from tenants or debtors hiding out. I got some references from you for Debtcollectors in Joburg and I assigned three of them with debtors that owed...
  8. RedViking

    Personal Loan - Advice Needed

    I need a big sum of money, couple 100K, but have never had to take out a big loan or debt except for using my credit card and a couple of accounts. Clean financial record. What is the best way to approach it after exhausting every avenue of not taking out a loan. Where is the best place to look...
  9. ToniO

    Voluntary liquidation of CC - questions

    Hi all I've been doing some research and am getting conflicting answers. Perhaps someone could help me? I am investigating voluntary liquidation due to the CC being unable to pay it's debt to SARS. SARS has not requested the liquidation. One article suggests that Another says: I don't...
  10. T

    Looking for advice on debt collection

    Hi , can anyone assist? I had an account that went into arrears. I have been paying the account for three years which was collected by a legal firm call centre. They have exorbitant charges so you don't want to call or email because they really charge you. As from November 2018. They have...
  11. B

    Personal Finance Blog

    If you're interested in personal finance topics, or just generally feeling stressed about money, check out this great local personal finance blog. :) www.takechargeofyourmoney.blog Let me know what you think...
  12. H

    Had enough of the credit bureaus

    So I want to check if it's just me that is struggling with credit bureaus so much of late. Firstly, the credit scores are extremely inconsistent (I check on a daylie basis). And often it is reported much higher or lower depending on the day... surely this should not be the case as it's based on...
  13. H

    Leaving Debt Review, an Easy (ish) Guide.

    Good Day All!! First post, but I did feel it is pertinent that someone makes mention of it and I am sure there are many people under debt review who are in the same position as me, so here goes! Way back in 2012 I had the misfortune of being retrenched and being without a means of income for...
  14. T

    Settle credit card debt vs fixed saving

    Hi all, Plea: Please don't bash my financial decisions up to this point. I know some of the things I did wrong, especially the amount of credit card debt I currently have. This came through unforeseen spending while planning a wedding and honeymoon. I'm looking for suggestions and if you're...
  15. NeonNinja

    Debt

    If it's older than 3 years and no legal action has been taken - Rescinded? Some guy claiming this.
  16. Ho3n3r

    Debt Consolidation: Help Me Stop Drowning

    I seriously need help now. Basically, I have a home loan of R621k (Standard), and a personal loan of R74k (ABSA), which covered the deposit, and a bit more. The house price was R690k. Now, before I started paying this, with the interest rate and the levy cost at the time, my salary was...
  17. E

    Easiest place/company to open an account

    Hi Guys, So I'm a 19 going on 20 year old girl, started working about a year ago. A few weeks ago I applied for a cellphone contract but was rejected as I have not had any debts/accounts previously. Today I applied for a Mr Price account but was almost immediately rejected. Do you guys...
  18. Inky1980

    Want to buy house, but I have a judgement against my name

    Hi all, I want to buy a house, but I have a judgement against my name for about 25k. I can't afford to settle this amount, but I can contact this company and make an arrangement. Will they remove the judgement for me if I arrange to pay it off? What are my options here?
  19. QuintonB

    Want to avoid debt? Get an e-tag, says Sanral

    E-tolls: credit act won’t give you debt relief Debt counsellors should inform their clients that the National Credit Act (NCA) does not allow for debt relief from e-tolling fees, the SA National Roads Agency Limited (Sanral) said on Wednesday
  20. LazyLion

    Banks using Spy Cameras to reposses cars

    Hundreds of cars are being repossessed by agents employed by banks who drive around in unmarked cars with number plate recognition cameras mounted on top, the Star reported on Monday. According to the report banks and owners of the technology claimed they were acting within the law, but the...
  21. LazyLion

    Winnie's Art, Tea Set to be Auctioned

    Art, furniture and a silver tea-set belonging to ANC struggle icon Winnie Madikizela-Mandela will go under the hammer next week to repay a debt, it was reported on Tuesday. She defaulted on a R20,000 payment of accommodation fees to Abbotts College for her great niece Nobantu Vutela...
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