interest

  1. Mielo10

    How is Credit Card Interest charged by the different banks?

    How is Credit Card Interest charged by the different banks? ABSA uses a 2 billing period calculation. How does this compare? Lets say I was carrying a balance of R10 000 on 1 May and make a R150 purchase on 15 May, when the installment is raised (lets make it 30 May), how is the interest...
  3. NeonNinja

    Is this true? Interest rate and bonds

    A friend of mine sent me a video of this guy talking about property and interest rates. Guy says if you pay R5k into your bond, you can do 2 x fortnight payments of R2500 each to kill off the interest quicker, or you can pay equal amounts each day (R166) and finish your repayments in 8 years or...
  4. RedViking

    Personal Loan - Advice Needed

    I need a big sum of money, couple 100K, but have never had to take out a big loan or debt except for using my credit card and a couple of accounts. Clean financial record. What is the best way to approach it after exhausting every avenue of not taking out a loan. Where is the best place to look...
  5. J

    Whats the cheapest way to buy s10e?

    I dont want to pay off a contract since I'm quite happy with my month-to-month airmobile package, but I do want a Samsung Galaxy s10e. Whats the lowest interest way to pay off a an expensive cellphone? some options are; I could use my edgars account to pay it off? Purchase it upfront with my...
  6. B

    What are your favorite art styles in the house?

    Many people do not really know, but try to imagine yourself with these types of art on your wall. Reply 1 to 21 to show your interest. Me: 1. Portraits - faces or people 1. Portraits - faces or people 2. Nostalgic pieces or anything vintage looking 3. Simple, unoffensive, or calm pieces 4...
  7. TheBoyBlue

    Fibre in South Crest!

    Hi guys, On Vumatel we currently have 37% interest shown if I'm not mistaken and would like to encourage any other people that live in South Crest to show their interest! Find your address and then sign up please! https://vumatel.co.za/coverage Thanks guys
    • TheBoyBlue
    • Thread
    • alberton crest fibre interest south southcrest vumatel
    • Replies: 77
    • Forum: Fibre Networks
  8. C

    Saving on intereset on Home loan?

    I was wondering if I take out a home loan from Standard-bank/FNB and get access to an access bond. You can transfer money into your access bond and withdraw again. When I get my salary the debit order will go off and I have the rest of my salary to spent the way I want. If I have extra money I...
  9. X

    How much interest should I expect on a home loan?

    I've recently begun the process to purchase my first home for R600K, with a 25% deposit. So the amount I'm looking for from the banks is R450K. I went through a bond originator (recommended by the estate agent), who came back with the following: ABSA declined, Standard Bank offered prime +5.25%...
  10. G

    Florauna - Nina Park, Pretoria North / Telkom LTE SmartBroadband Uncapped Wireless !

    --- NOTE : this is for Pretoria North , Florauna , Nina Park , Akasia and Outlying ONLY !!! --- Hey Guys. Please register for uncapped broadband @ : http://www.telkom.co.za/today/unlimited-broadband/ If you don't mind to complete my Form / Survey as to provide proof to Telkom there is...
    • Gatekeeper
    • Thread
    • broadband coverage fibre florauana interest lte nina park pretoria north telkom uncapped wireless
    • Replies: 2
    • Forum: Telkom Mobile Data
  11. irfaanf

    FNB Cobol Leanership

    Hi all, I've applied for a position at FNB on their COBOL Learnership program. I'd like to know what it's all about, in particular what systems/programs are coded using COBOL at FNB. Is it used to handle credit card or inter-account transactions? Does it involve calculation of interest rates...
  12. T

    "Good" Home loan interest rate

    Anyone know what a "good" interest rate on a home loan would be? Got offered 8.59% (Prime -0.66%) by Nedbank on a 2Mil home loan. Is that any good? Still shopping around though.
  13. N

    Psychology Masters Survey

    Hi All. I am currently studying my Masters in Psychology through the University of Liverpool and am looking for participants for my online survey. I need people living in South African who are over the age of 18 years old. Please spare 10-15 minutes to participate in an online Masters Research...
  14. S

    Negotiating interest rates with banks

    Hi Everyone, Has anyone had luck trying to negotiate interest rates with banks in South Africa. I have had a loan with a bank now for 3 years and I want a better interest rate. In the good old days one could go and sit with a bank manager and negotiate. Is there any way of negotiating these...
  15. BLIXEMPIE

    Earning monthly interest

    When it comes to earning interest I'm a complete noob and forgot everything regarding this I learned in school. Let's say I have R30000. I'm with Capitec Bank and I'm supposed to earn 4,75% interest. Is this interest paid out monthly? I.e. Do I get 4,75% of R30000, which adds up to R1425, paid...
  16. R13...

    Rental Refund?

    When you rent a property through letting agents the deposit is normally placed in an interesting earning trust account, right? My question is when you are refunded do you as the tenant get the interest minus costs or just the original (not really as you lose money over time) you paid in when you...
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