LOL - yeh, the all screwed me with small claims... Dial Direct being the worse, it took over a year to get R12,000 damage repaired properly, I had to get the ombudsman involved to do it properly, and that took six months alone.
Dial Direct and Budget seem to have an interesting thing going, they operate out of the same call center, so every year when they bump up your premium on a devalueing car, you phone and complain, you might cancel, and then suddenly you get a cheaper option from Budget - you loose your no-claim-bonus, etc., then at the end of the year, same happens again, and suddenly you get a cheaper option from Dial Direct.
I actually had the guy screw up the one year, while canceling with Budget, he asked why, and I said because I can get a cheaper premium from Dial Direct - he said oh, ok, he'll do the cancellation, and then do the sign up with Dial Direct, no more trying to persuading me to stay with Budget.... obviously the commission with keeping someone at one insurance company, isn't as much as signing them up with another insurance company.
Thats all good and well, but I don't really see the point in doing it in any other car besides your own,
besides the fun factor 
. Its pointless learning how to handle a all-wheel drive car, when you drive a rear wheel drive, or learning to drive a rear wheel drive, when you drive a front wheel drive - they all handle differently in various conditions.