MikyMouse
Senior Member
You keep harping on about this maintenance plan? Why is that? Do you want to pay for services in interest or what? Go with a service plan and warranty, save yourself the 20K and just pay for the services - you're buying a new car, you don't have to stres about timing belt services or the like. Heck - keep the car for 5years, do an average of 15 000km per year, and you're still not doing any big services.
The normal services are like R2k per service, with big ones being +/-R5k.
Go for yearly services:
Year 1:R2k
Year 2:R5k
Year 3:R2k
Year 4:R5k
Year 5:R2k
16k total, so you've saved 4k off the bat, you get to use that money in the meantime and you're not paying interest on it. Not sure what your reasoning is for wanting it in the first place.
TBH it's the peace of mind knowing that all I have to worry about is the monthly repayment to the bank, also it's a tad bit of insurance for whatever may or may not happen

